Retirement Line Omdömen 

Having used various online annuity calculators to get an estimate for combining three pension pots to give a single annuity payment, I was contacted by Joshua Lawson of Retirement Line by telephone. I am usually wary and sceptical about such phone calls, however, as I had given my contact details on their website, I listened to the clear explanations given by Joshua as to the various options available to me. Without any pressure from Joshua, I decided the best option for me and went ahead with the completion of my application over the phone. The annuity rate quoted by Retirement Line was better than the three individual quotes I had from the original providers added together and better than the quotes I had obtained using other online calculators. Their commission as a broker is factored in to their quotation so there is no hidden surprise fees. The paperwork was handled efficiently by Sarah Harrison who kept me informed of progress throughout. Even though they provide you with Freepost labels and envelopes, I preferred to send my documents securely and they sent me a cheque to cover the cost - first cheque I have seen in years. The only delay in the process was due to Prudential requiring a copy of my driving licence. My Annuity is now in payment with Aviva and I am so glad I used Retirement Line as the alternative was to have the hassle of three separate payments from three separate providers and having to fill in three applications only to receive less. With Retirement Line you just check and sign the forms they complete for you. Perfect for me as I have filled in enough forms to last a lifetime.

I was extremely impressed with Retirement Line.

Oliver Scott initially took my enquiry and went through all of the questions with me. This was then passed onto Andrew Rist who worked with my pension provider, NEST, to move it into an annuity.

They made the process really straightforward and were very professional and competent.

I would highly recommend Retirement Line for managing your pension.

I want to express my sincere thanks to Tony Jarman and Sarah Harrison at Retirement Line for setting up my annuity payment policy from my pension pot. Their support was excellent from start to finish. They explained every step clearly and reassured me throughout the process.

Everything was handled smoothly thanks to their knowledge and experience, and they kept me updated at every stage.
Thank you both for your outstanding service.
I would recommend anyone to use Tony & Sarah, you won't be disappointed!

Everything explained well and a pleasure to speak with Tony about the available options.
Policy finalised promptly and efficiently by Louise.

Better rates than other brokers and Providers Direct due in part to limited maximum commission
Rate checks as needed in volatile gilt markets
Excellent admin & front office coordination
Fast bespoke enhancement underwriting
Competent staff who answer the phone
Simple paperwork and good support to ensure payment deadlines are met and PCLS made fast
Follow up on policy documents
Pushing on customers behalf while every other process handler tries to take a float for several weeks costing thousands
Fixed term & lifetime products
Fast response to email queries and no ball dropping during staff absences
No commissions limit and delays and small rate variations over 30 years adds up to tens of thousands of pounds and Retirementline helps avoid those pitfalls

Absolutely fantastic company to deal with. I had been researching the options available for my retirement for a little over two years when I came across Retirement Line.There is a lot of choice in the market such as drawdown or annuity.After a lot of research I decided a life time annuity was for me.Then came getting quotes as to what you can get for your money .
Andrew Ward of Retirement Line was in the list I was working through as he advertised he could get best quotes available,I deliberately put him down the list a bit somI would have other quotes to judge against.
I went through checks of my own to make sure the company was genuine and found everything to be fine.
When it came to contacting Retirement Line ,it was simplicity itself a phonecall to Andrew himself arranged an interview and he laid out all the details I would need. During the interview he was very thorough on the safety things I had to do to avoid any scams. After he explained that this service had no cost to me as the annuity provider paid his arrangement fee.After all my data was collected and the various products explained,he gave me a quote from Aviva, that was over 1k p.a.better than I had received from other brokers.
When this was organised I was assigned a personal assistant called Louise Zsombara, to look after my interests going forwards until it was finally arranged.
This next phase took nearly two months, I had various pension pots in various places and to my way of thinking they were not very keen on parting with my money and sending it to Aviva to pay for my annuity.
This is where Louise Zsombara was extremely good at her job and not only kept everything moving also kept me informed every week.
Finally I would like to say if anyone is thinking of buying an annuity in retirement,you really would struggle to find a better company to help you get the best you can than Andrew Wards Retirement Line.

Retirement Line have proved invaluable. Prior to speaking to Oliver stone I was in danger of drifting into a drawdown pension because of misconceptions about annuities. Independent Financial Advisors whilst always non committal will not rush to champion annuities. The fact that I could insure my annuity at very little cost such that my estate will receive what might remain of my fund invested on death was the clincher...as was the high annuity rates at present. Retirement Line's quote offered higher rates than my financial advisor company and with zero fees. Commission is paid by the annuity company.

Sarah Harrison managed the transfer to annuity process for me and answered all pertinent questions promptly but it is important to point out that the transfer process is not necessarily a smooth one. My pension fund sat with Nucleus (James Hay) who proved utterly incompetent. It took 10 weeks to make the transfer during which time Nucleus denied Sarah authorisation to act on my behalf...the final letter granting authorisation from Nucleus arrived a week after my funds had been transferred.

The purchase of an annuity is extremely daunting. However with the help of Tony Jarman and Sarah Harrison everything was explained at each stage.
Communication was excellent. Emails sent with quotes and all the different options. Again all of this explained with no problem or pressure to make a decision.
I could not recommend Retirement Line more.
The service is excellent and Tony and Sarah are brilliant.

Simply great service - particularly from their consultants Matthew Summers and Sarah Harrison

Fantastic professional service from start to finish from Sarah Harrison and Joshua Lawson they dealt with the process from start to finish , making it very simple to transfer my pensions and up dated on a regular basis, I would highly recommend retirement line.

Spoke to a chap called Johnathon Davis who from the start made me feel he was listening and understanding what I wanted, he went through my options clearly so I could understand them and making sure what he was offering was right for me. Once I had decided he emailed the paperwork which I signed, I was then handed over to Sarah Harrison who would oversee and handle any queries I might have. She would give me regular updates on how the process was progressing and intervene if there were any hiccups. The process was flawless from start to finish and stress free. Highly recommended

I found the company very easy to deal with and explained everything really well I would definitely recommend any one to use them

What a great and efficient company to deal with. From the start of my journey, right through to a truly satisfactory completion, Dan Milton and Louise Szombara were the most professional, helpful, competent and understanding individuals that I have had the pleasure to deal with. They made the whole process of purchasing an annuity so simple by taking all of the administrative drama away from me...not to mention gaining me the best deal on the market to suit my requirements. Thank you guys, you are a credit to your company and professional.

Competitive and efficient service from Retirement Line, working with George Gilbert and Jamar Dison, both provided a prompt professional service. Recommended

Patient and helpful. They handled all the paperwork.

Great service , Alison and Scott were on top of things and a good team to have on your side

Retirement Line provided me with all I needed to get the best deal possible from my pension pot and both Oliver and Scott were really helpful.

Great advice and help from Rick Holdaway and Beate Chinta definitely recommend thankyou

I chose Retirement Line for the purchase of a fixed term annuity.
I discussed my requirements with Oliver Scott, he provided excellent suggestions and offered up several options for me to consider. He was quick to provide updated figures as I needed.
Once I had made my decision the necessary paperwork was completed promptly and required very little effort from me.
Both Oliver and Matthew Gordon kept me fully informed during the whole process, which was completed well within the timeframe I had hoped for.
All in all they provided an excellent service.