M&S Credit Card Omdömen 2 625

TrustScore 4 av 5

3,9

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 3 av 5 stjärnor

Uncertainty about having to use an app on a mobile phone. Might close my account if I can't manage my account in a safe environment at home. Unless M&S are going to give me a smart phone dedicated to... Se mer

Företaget har svarat

Betygsatt 4 av 5 stjärnor

Tried several times to do the digital logon which managed to complete just days before the offer ran out. However more user error and they really need to remember their customers raised in the very... Se mer

Företaget har svarat

Betygsatt 5 av 5 stjärnor

Have been using the M & S credit card for a number of years and I use it for all my shopping. I love being able to collect the reward points towards things at Marks and Spencer and also being a member... Se mer

Företaget har svarat

Betygsatt 5 av 5 stjärnor

Spoke to a person on the phone today, they sorted my problem out straight away, love the fact I can speak to someone and not a robot, I will be staying with my M&S credit card.

Företagsinformation

  1. Bank
  2. Finansiellt institut

Skrivet av företaget

M&S Bank launched in Autumn 2012, built on the foundations of M&S Money, which provided a range of financial products and great customer service for over 25 years. We aim to put you first and provide straightforward financial products and great customer service. We’re committed to building lasting relationships with everyone who banks with us by being truly focused on you, the customer.


Kontaktuppgifter

3,9

Bra

TrustScore 4 av 5

3 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Har besvarat 99 % av sina negativa omdömen

Svarar vanligtvis inom 48 timmar

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 5 av 5 stjärnor

Talk to a person not a robot!!!

Spoke to a person on the phone today, they sorted my problem out straight away, love the fact I can speak to someone and not a robot, I will be staying with my M&S credit card.

18 maj 2026
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

I’m in M&S every week

I’m in M&S every week
I’ve been using my marks credit card to buy and pay it off asap
I still get points and vouchers which I use to pay for Xmas. So no big bills at the end of the yaar

18 maj 2026
Omdöme utan inbjudan
Betygsatt 1 av 5 stjärnor

Have spent far too much time over the…

Have spent far too much time over the past few days trying to link my credit card to Sparks card and using the app. Have now uninstalled as it. Even spoke to an advisor who couldn't seem to assist me. Marks should stick to knickers.

18 maj 2026
Omdöme utan inbjudan
Betygsatt 1 av 5 stjärnor

Hidden cost of a credit card 'freebie'

Sorry but why does M&S think its a good idea to pay £10 a month for a credit card in exchange for £120 in vouchers.
This is NOT explicit in your advertising, and only comes later in the small detail. On your website, it definitely is NOT highlighted. Folk think WOW, I'm getting all these lovely offers, yet they do NOT realise they are in fact paying for the vouchers themselves.
What a sly rip-off.

No wonder customers are leaving in their droves. Stop pulling the wool over your customers eyes. Shame on you meanies.

18 maj 2026
Omdöme utan inbjudan
Betygsatt 3 av 5 stjärnor

Don't want to be forced onto mobile app.

Uncertainty about having to use an app on a mobile phone. Might close my account if I can't manage my account in a safe environment at home. Unless M&S are going to give me a smart phone dedicated to that task.
People are putting too much confidence in the insecure tech world we are being forced to live in. I need reassurance. Suggested by M&S email to me.

15 maj 2026
Omdöme utan inbjudan
Logotyp för M&S Credit Card

Svar från M&S Credit Card

Hi John, We understand about security hence why we do suggest the mobile app as you can set up biometrics making it very secure. We do take cybersecurity very seriously. If you need help we do have help section on our website, or you can call into us and we can talk you thought it all. Thank you for leaving feedback. - Kim

Betygsatt 1 av 5 stjärnor

What a sad strange Bank

What a sad strange Bank. Apply for a credit card, receive said credit card, receive pin number, receive a welcome pack, join the rewards scheme. Try to use the credit card, response sale declined. Contact alleged Bank, apparently for no apparent reason the card has been withdrawn. AVOID.

14 maj 2026
Omdöme utan inbjudan
Logotyp för M&S Credit Card

Svar från M&S Credit Card

Hi Mark, Thanks for your feedback. We understand your disappointment and would like to investigate what went wrong. If you reach out to our team, we’ll do our best to make things right. You can find the ways to get in touch on the ‘Contact us’ page of our website. Thanks - Kim

Betygsatt 1 av 5 stjärnor

M&S Bank alienating older customers.

I don't want to download the app. My phone is full of useless apps. I am extremely unhappy to have to go back to queuing in my bank to pay my M&S credit card bill because they won't accept debit card payments online.

15 april 2026
Omdöme utan inbjudan
Logotyp för M&S Credit Card

Svar från M&S Credit Card

Hi Mrs Donaldson, We understand your disappointment, we are making changes to help avoid issues with payments. There are still many ways to pay if you visit our website you can find them on our website. Thanks for leaving feedback. - Kim

Betygsatt 1 av 5 stjärnor

Embarrassingly bad

Awful, awful and then some more awful. The service has been contradictory and intentionally unhelpful from start to finish. Telephone advisors range from friendly and lying to ignorant and lying (at least there's some consistency there). Having paid everything off I am so happy to never have to deal with this circus again.

14 maj 2026
Omdöme utan inbjudan
Logotyp för M&S Credit Card

Svar från M&S Credit Card

Hello, Lee.

Please accept my apologies, it doesn’t sound like you’ve had a good experience at all.

My colleagues are trained to offer a high standard of customer service, and I’m sorry if you haven’t found this to be the case.

I understand you have now paid off the card, but if you did ever want to discuss any of your concerns, please don’t hesitate to get in touch on the Customer Services number which can be found on our website.

Many thanks, Amy.

Betygsatt 1 av 5 stjärnor

Please dont choose them

Please don't go with m n s as a credit card company. The inital 0% interest free gets you interested but it is a waste of time. Unfortunately, I used the cards to purchase tickets to travel to thailand in easter this year. Surprise surprise our flights got cancelled. Gulf air keep changing the refund date and m n s are no help what so ever in recovering the refund. Never in my life have I had such trouble. Stick with Amex or barclaycrad. No wonder m n s is in trouble.

14 maj 2026
Omdöme utan inbjudan
Logotyp för M&S Credit Card

Svar från M&S Credit Card

Hello.

I'm very sorry to hear that you haven't yet been able to claim funds for your cancelled flights.

There are certain processes that our Disputes team need to follow in these circumstances, but I'm sure that they will be doing all they can to resolve this for you.

I do hope this is sorted out for you soon, and we can restore your faith in your M&S Credit Card.

Best wishes, Amy.

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Företag kan be sina kunder om omdömen via automatiska inbjudningar. Dessa omdömen markeras som verifierade för att visa att det handlar om verifierade upplevelser.

Läs mer om andra typer av omdömen.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

Läs mer