UBL UK Omdömen 

919
TrustScore 3.5 av 5

3,4

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 3 av 5 stjärnor

Enquiries through their Customer Service desk are painful, they seem to read the first line and then make their own mind up as to what you are asking. This results in having to send multiple emails to... Se mer

Företaget har svarat

Betygsatt 3 av 5 stjärnor

Website not easy to use - info on account not clear enough Via secure messages - said they had sent e-mails that I didn’t receive about ISA maturing (not in junk folder) - they then signed me up f... Se mer

Betygsatt 3 av 5 stjärnor

Opening an ISA account was easy and straightforward and offered a good rate of interest. However from there on the online ISA account is a little cumbersome and doesn’t have much useful information ot... Se mer

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Betygsatt 4 av 5 stjärnor

UBL offer attractive interest rates and a broad range of savings accounts - both ISA and non ISA. The process of opening an account via the website was reasonably easy and straightforward for an old f... Se mer

Företaget har svarat

Företagsinformation

  1. Bank

Skrivet av företaget

UBL UK are a retail Bank operating in the UK with a Head office and Branch in London Mayfair. We are members of the Financial Services Compensation Scheme and provide a range of conventional products and services. UBL UK and United Bank UK are the trading names of United National Bank Limited. United National Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The company is registered in England & Wales and its Registered Office is at 2 Brook Street, London, W1S 1BQ. The company registration number is 4146820.


Kontaktuppgifter

3,4

Medel

TrustScore 3.5 av 5

919 omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ber kunder att lämna omdömen

Detta företag bjuder in sina kunder att lämna omdömen – oavsett om de är positiva eller negativa

Innehåll från riktiga människor är i fokus på Trustpilot. Det här företaget kan dock även använda vårt AI-verktyg för att skriva sina svar.

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

3,4

Alla omdömen

(919)

35 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 5 av 5 stjärnor

I did my transaction online

I did my transaction online and it went very smoothly, many thanks.

28 mars 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Michael,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 4 av 5 stjärnor

Very good experience

Very good experience

23 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Mr. Johnson,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 5 av 5 stjärnor

A great ISA rate

A great ISA rate and transfer ins handled effeciently. What more could I expect.

16 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Trevor,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 3 av 5 stjärnor

Communication

Communication from the bank could be vastly improved.
No email to confirm cash isa had been transferred.

16 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Delia,

Thank you for taking the time to review us on Trustpilot.

We are sorry to hear that you were unhappy with the communication regarding the confirmation of your ISA transfer.

While we do not send email confirmations when an ISA transfer is completed, we would like to clarify that once the transfer is successful, the new ISA will appear on your main dashboard. Additionally, a Confirmation Statement is automatically generated. You can access this statement through our digital banking platform by logging into your account, selecting the relevant ISA, clicking the ellipsis (...), and choosing ‘Documents’.

If you require any further assistance, please do not hesitate to contact Complaints@ubluk.com.

Kind Regards,

Customer Engagement Team
UBL UK

Betygsatt 1 av 5 stjärnor

Terrible communication on ISA transfer

Terrible communication on ISA transfer. Chat function on website and customer helpline both completely broken. Complained by email and did receive a call back a week or so later and £25 compensation.

1 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Customer,

Thank you for taking the time to review us on Trustpilot.

We regret to hear about the issues you experienced with the ISA transfer and our communication channels. We appreciate that you had escalated this to our Complaints Department so we could investigate and respond.

While we are pleased to hear you received a call back and a gesture of compensation, we understand this does not undo the inconvenience caused. We would like to assure you that we have taken your feedback on board and are reviewing the functionality of our chat bot to ensure improvements are made and similar issues do not occur in the future.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 3 av 5 stjärnor

Proved difficult to open an account as…

Proved difficult to open an account as I did not find the UBL website easy to use. Once I found what I needed, relatively straight forward. Did not find UBL flexible in their approach around guidelines for transferring in ISAs from another provider.

13 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Jonathan,

We are sorry to hear that you found our website difficult to use. We would like to assure you that your feedback is important to us and we have raised your feedback to the relevant department as UBL UK are continuously looking for ways to develop.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 5 av 5 stjärnor

Very easy

Was looking for a fixed rate ISA, UBL was recommended on the Martin Lewis page ‘Money saving expert’ as having a better interest rate than the bank I was originally going to go with. Setting it it all up was very easy.

24 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 1 av 5 stjärnor

Poor communication

Poor communication. Sent messages asking some questions as long wait time on telephone on several times but never got a reply!!
When I did get through to an advisor they were curt and had poor knowledge so needed to get advice presumably from a senior colleague. Left waiting further whilst they went to find someone.

7 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Sarah,

Thank you for taking time to review us on Trustpilot.

We are sorry to hear that you were dissatisfied with the level of service provided by the Bank. We truly regret that this was your experience and would like to assure you that we have taken your feedback on board.

Kind Regards,

Customer Engagement Team
UBL UK

Betygsatt 1 av 5 stjärnor

Poor customer service

Very poor online experience including one of the worst banking apps currently available (see App Store for more damming reviews) Failure of the bank to respond to written queries within the stated time and then failed to answer the question. Details and explanation of the setting up of an ISA and transferring an existing one were non-existent. Overall a very disappointing performance - Overall the experience made me feel that the competency and credibility of the bank is questionable - would suggest investing elsewhere.

4 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Jonathan,

Thank you for taking time to review us on Trustpilot.

We are sorry to hear that you were dissatisfied with the level of service provided by the Bank. We truly regret that this was your experience and would like to assure you that we have taken your feedback on board.

Kind Regards,

Customer Engagement Team
UBL UK

Betygsatt 5 av 5 stjärnor

Easy fund transfer set up

Easy fund transfer set up. Competitive, 3 year fixed rate ISA paying monthly interest. Very few financial providers offer this!

21 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Customer,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 2 av 5 stjärnor

Rude assistant

When I phoned to check how to apply ( there was an issue with the website) the assistant was very rude and he put the phone down on me.

14 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Sue,

We are sorry to hear about the level of service you received from the Bank and the difficulties you had experienced with our website. We would like the opportunity to investigate this matter and we kindly request for you to forward your details to complaints@ubluk.com.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 4 av 5 stjärnor

Account opening

Opening the account was straightforward and easy with good customer care.

6 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Mr. Williams,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 4 av 5 stjärnor

Competitive interest rate

Competitive interest rate. Fairly easy to operate the account, although navigating the website could more intuitive.

17 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Customer,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 4 av 5 stjärnor

New improved website.

Been with UBL but recently they have improved their website so much easier to use than the last one so gets my vote.

10 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Paul,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 4 av 5 stjärnor

All simple and straight forward.

All simple and straight forward.

9 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Jeffrey,

Thank you for leaving us a 4 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 1 av 5 stjärnor

Complete lack of communication.

Complete lack of communication after I opened the account. Once I had transferred funds there was no acknowledgement in writing by post or by email. I had to log into my account to see if the money was there. I tried online and via email to ask if I could add funds from another Isa and got no reply. Tried several times on the telephone and when I got through I was told to open a second account. By this time your interest rate had fallen and you were no longer the best option! In summary no or very poor service after opening account on line. I shall not use your bank again.

8 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Derek,

We are sorry to hear about the lack of communication from the Bank. We would like to advise that a Welcome Email is automatically issued out once the account has been opened. This email contains important information such as your account number and next steps. We would like the opportunity to investigate why you did not receive this email and we kindly request for you to forward your details to complaints@ubluk.com, so we can look this further.

We understand your frustration with the lack of response to your email. By a way of explanation, we are currently receiving a high volume of calls and email which meant our response time was slightly longer than expected. We would like to apologise for any inconvenience caused.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 5 av 5 stjärnor

Top interest rate at that moment in time.

They were giving the best interest rate at the time I wanted to invest. I followed the rate. Nothing else maters for me really.

17 maj 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Aidan,

Thank you for leaving us a 5 star review! We are happy to hear that you are pleased with our service.

Regards,

Customer Engagement Team
UBL UK

Betygsatt 3 av 5 stjärnor

Payments takes a long time

It takes a long period of time for money to get paid. I had to phone and eventually got through. Good Interest rate though.

17 april 2025
Logotyp för UBL UK

Svar från UBL UK

Dear Customer,

Thank you for taking the time to review us on Trustpilot.

We are sorry to hear that the payment processing time was longer than expected. We understand your frustrations and would like to apologies that this was the case.

Thank you for sharing your concerns with us, we would like to assure you that we have taken your feedback onboard.

Regards,

Customer Engagement Team
UBL UK

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