Uncle Buck Finance LLP Omdömen 

1 695
•
TrustScore 2 av 5

1,8

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Det här tycker kunderna

Betygsatt 3 av 5 stjärnor

To be fair, this company do explain the terms and fees of the loan before you except the terms,and in the agreement it do state that this is an expensive and should be used as a short term loan... Se mer

Betygsatt 1 av 5 stjärnor

Absolute clowns I've had and paid off 3 loans now one early to save interest. I ring up today to get a loan and I'm told I'm being rejected because I get paid weekly utter rubbish. The website brings... Se mer

Betygsatt 1 av 5 stjärnor

Abysmal customer service Apparently £5K gambling, defaults, 8 other pay day loans and 3 credit cards at max - is not enough to point towards the loans being unaffordable - genuinely gobsmacked.... Se mer

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Betygsatt 2 av 5 stjärnor

First time using this company. The reason I gave 2 stars; payments due to be collected on set day - pay day; however, my wages don’t hit my bank account until 10.30 a.m. The harassment was awful. Happ... Se mer

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Företagsinformation

  1. Finansiella tjänster

Informationen kommer från olika externa källor

Uncle Buck Finance LLP is one of the UK's leading short term payday loan providers. We are a direct lender with a fully operational UK customer service team providing small sum, short term instalment payday loans to cover life's unexpected emergencies. Apply online at a time that suits you! Uncle Buck has been providing online short term cash loans since 2004 and during this time our product offering has evolved to meet our customers’ needs. Our unsecured loans are designed to meet emergency cash flow needs and our aim is to provide a straightforward solution to these needs with a simple online application process and same day loan funding for approved applications.


Kontaktuppgifter

1,8

Dålig

TrustScore 2 av 5

2 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ingen aktuell inbjudningshistorik

Det här företaget har inte bjudit in sina kunder på länge. Omdömen kanske inte är representativa

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1,8

Alla omdömen

(1 695)

0 omdömen under de senaste 12 månaderna

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Betygsatt 5 av 5 stjärnor

Swift Refund

Currently in the process of claiming refunds from loan companies and have to say these guys handled my claim brilliantly. First company to acknowledge my claim, first to make me a refund offer and actually refunded me within 48 hours of receiving my acceptance form, whereas I'm currently on Day 9 of waiting with Lending Stream and Day 7 with Sunny. Can't fault the way they handled the situation.

12 mars 2020
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Betygsatt 1 av 5 stjärnor

AVOID

They offered me loans if though they could see my financial situation was not good.they contributed to me having to go on a DMP and caused me financial difficulties.I complained to them and I’m waiting to see if they pay me all the interest back + 8% statutory interest,otherwise I will take them to the FOS.

6 mars 2020
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Betygsatt 5 av 5 stjärnor

Thank you Uncle Buck!

After reading so many negative reviews I just had to share my experience with Uncle Buck.
I have taken my second loan now after being rejected everywhere else!
All I can say is thank you Uncle Buck you really were they when I needed.

5 mars 2020
Omdöme utan inbjudan
Betygsatt 1 av 5 stjärnor

Avoid

Avoid. Avoid. Avoid. Irresponsible lenders, extortionate rates, worst customer service. Call you at 8.00 am on day loan due if the payment not in their robbing hands at one minute past midnight . Rude arrogant bullying people on hope. You have been warned....

5 mars 2020
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Betygsatt 5 av 5 stjärnor

excellent company

The loan i had was quick and easy to apply for and was paid out the same day, the staff were really helpful whenever i needed anything as well

29 februari 2020
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Betygsatt 1 av 5 stjärnor

Blood sucking vulchers

Blood sucking vulchers, relentless, morally bankrupt, ignorant to repeated communication explaining situation. No other loan company has behaved in such a gross manner and have exercised some understanding and help. I don’t know how anyone with a conscience can work for a company like this.

28 februari 2020
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Betygsatt 1 av 5 stjärnor

I'd give 0 rating but doesn't show up on this review site

Absolute clowns I've had and paid off 3 loans now one early to save interest. I ring up today to get a loan and I'm told I'm being rejected because I get paid weekly utter rubbish. The website brings up a weekly pay back list but the robot on the phone says it's outside our lending criteria. You try and question over the phone and these monkeys don't have an answer they just go through the same script literally like a robot that doesn't understand your question. Well done uncle buck you've lost yourself a customer 👎

28 februari 2020
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Betygsatt 1 av 5 stjärnor

Uncle Buck and Credit Card Payments…

I tried to make a payment to Uncle Buck today using an existing Credit Card only to discover that the card's details were recorded incorrectly on their systems. I tried to change this online but their website is blocking that. When I rang to see what the problem was I was told that I couldn't use a Credit Card because it would put me further into debt. The point is that I was using that card as a short term measure only and at the end of the day I am following a plan to repay them ! Their actions deliberately extend the repayment period by preventing any sort of additional payment. They are the only Loan Company who do this. Don't bother with them - the 21st Century has passed them by !

25 februari 2020
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Betygsatt 1 av 5 stjärnor

Do not use this company!

Do not use this company!
Loans has been fast approved without appropriate checks.
When I've made complain about irresponsible lending, they seems to drag the whole process into Ombudsman level.
Very disappointing.

21 februari 2020
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Betygsatt 5 av 5 stjärnor

5* service from Brandon

After getting confirmation I was advised to ring them which I did and was speaking to Brandon. He was so professional and understanding and made me feel completely at ease he was very thorough in ensuring affordability which I felt was good practice from them as a company. He is definitely an asset to the company

17 februari 2020
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Betygsatt 1 av 5 stjärnor

Once again Uncle Buck delays

Shocking company can lend in a few moments but try getting them to pay what the FOS have upheld. Delay delay and delay they know that in the end they will have to pay they need to get on with it. They disagreed with the adjudicator who went back to them to clarify the situation 10th January it is now 6th February 3.5 weeks just sitting there on someone desk knowing full well that they will ask for it to go to the ombudsman this could have been decided within a week of the 10th January that they wanted it to go to the ombudsman. Obviously they have complete contempt for anyone who has their claim upheld. Maybe if they see this they would like to think again and get on with paying what they owe. I guess the same old answers will come back from them we are entitled yes you are but you have never stuck to any dates you have been told to reply by.

6 februari 2020
Omdöme utan inbjudan
Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Mrs Harris

Thank you for taking the time to leave your review, I am sorry that you are unhappy with the time it has taken to resolve your complaint at FOS.

As you are aware both the customer and the business have the right to ask an Ombudsman to review the adjudication if either party disagrees with the decision. In your case we have asked the Ombudsman to review the decision along with the additional evidence we have supplied. If you require any further information on timescales, please contact the Financial Ombudsman Service.

Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

Look Elsewhere!

Firstly, I get no pleasure at all by leaving a review of this nature. I can confirm that I used Uncle Buck on numerous occasions back in 2012. I’m now approaching 13 months for my unaffordable / irresponsible lending claim to be resolved. It was submitted to Uncle Buck on the 9th January, 2019. My complaint was upheld on the 30th October, 2019 by an adjudicator, but no surprise that Uncle Buck disputed the findings. The complaint was then escalated to the Financial Ombudsman who also upheld it. It’s now been marked as “URGENT”, as due to ill health I’m out of work and facing eviction from my home. But still nothing received from Uncle Buck. You only use these companies when you're desperate and as a last resort, but in hindsight my advice would be to have a good look round first; there are many better companies than Uncle Buck, that provide a professional service and actually care about their customers.

4 februari 2020
Omdöme utan inbjudan
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Svar från Uncle Buck Finance LLP

Dear S

Thank you for taking the time to leave your review. As you are aware complaints can take a long time when referred to the Financial Ombudsman Service, and both the customer and the business have the right to refer a decision to an Ombudsman for review. When we receive these decisions we deal with the as quickly as possible and within the time scales of the FOS. As your case is currently with FOS, please refer to them for timescales or updates.

Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

Recently left review re hassle of…

Recently left review re hassle of uploading bank statements for new loan. They replied to review by asking to contact them to resolve. Just repeated what already said. Seems they rely with generic messages to look like they are actually going to do something about it. Poor show from a company I thought were ok

3 februari 2020
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Svar från Uncle Buck Finance LLP

Dear David

I can assure you that the responses are not generic and we welcome all feedback to help us improve our service. However without full details we are unable to look at your application to see what happened and why you were declined. If you would like to forward your details to my personal e-mail JMcGachan@Unclebuck.co.uk I will ensure that this complaint is looked at urgently.

The Financial Conduct Authority (‘FCA’) require firms such as Uncle Buck to carry out rigorous affordability assessments and publish information on their expectations. Our lending decisions take many factors into consideration; this may require us to request additional or supporting documentation from you when assessing a loan application. We aim to process applications and advise the outcomes as quickly as we can. Additional information relating to the application process and the checks we carry out can be found at www.unclebuck.co.uk/help-and-support.

Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

Irresponsible lending

Uncle Buck likes giving loans to unemployed bad credit ccj They dont ask if you can provide wage slips either If you want money apply

30 januari 2020
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Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Annoyminous

I can assure you that Uncle Buck does not lend to unemployed people. We are a responsible lender and undertake lots of checks in the background. When we have any discrepancies between our checks and the details on the application we would ask a customer to supply evidence. If you would like to discuss this matter then please contact us on 01959543400 option 4 or e-mail customerrelations@unclbuck.co.uk.

Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

avoid at all costs

Awful company stubborn and thinks it does no wrong, extortionate interest rates cost the earth and cause hardship, left me in a desperate situation financially.
I took uncle buck to to the financial ombudsman adjudicator where they still argue there is no case poor lending practice, where I have proven there is they are stubborn and have a poor service as they believe the customer is always wrong.
The ombudsman found in my favour and they rejected it they have an above the law attitude and disregard for their customers.
I would avoid u uncle buck at all costs

29 januari 2020
Omdöme utan inbjudan
Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Me

Thank you for taking the time to leave your review. When a complaint is referred to FOS an adjudicator looks at the complaint in the first instance. If either party disagrees with the adjudication they can send additional information and request for an Ombudsman to review the case. This is what has happened to your case. Once an Ombudsman makes a decision and the customer accepts it, this is when it becomes legally binding and not before. We would then follow all instructions.
I can assure you that we are not being stubborn but feel that we have sufficient evidence to disagree with the adjudication. At this stage I cannot see that an Ombudsman has made a decision on your case, if you would like to discuss this matter then please call us on 01959543400 option 4.
Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

Awful.

"Quick" is not what I would describe this company as. It's one thing to question affordability, it's another to basically tell your customer that you aren't paying enough towards your credit commitments - this is not something that should be up for discussion. People apply for these "loans" due to unforeseen circumstances 99% of the time - this being one of them. Avoid at all costs if you want to discuss the ins and outs of your financial and personal life - their team couldn't give a monkey and enjoy belittling.

28 januari 2020
Omdöme utan inbjudan
Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Furn

Thank you for taking the time to leave your review. I am sorry that you have had cause to complain, we take all complaints very seriously.
As a responsible lender we do need to ensure that when a customer applies for a loan it is affordable and sustainable. Any information that is declared needs to be discussed with a customer if there are discrepancies, again this is to ensure that we are lending in a responsible manner. I am sorry that you found these questions intrusive but they are necessary as part of our decision making. You will receive an acknowledgment to your complaint within 5 days which will include our complaints procedure.
Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 4 av 5 stjärnor

it is what it is an emergency loan… but customer service is excellent

it is what it is an emergency loan facility.

rates are ok so expect to pay around 50% interest on the capital

it is not a cheap option but a safety net just in case

also worth considering if you can afford it to rebuild your credit rating

don't become reliant on such loans as you are not guaranteed to get them but they are an option

regarding the process it is quick and easy and any dealings i have had over the phone have been considerate and courteous.

I'd give 5 stars for the customer service if that was an extra option.

28 januari 2020
Omdöme utan inbjudan
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Svar från Uncle Buck Finance LLP

Dear Mr Lymn

Thank you for taking the time to leave your review. It is so nice to hear that you would have given us 5 stars for service.

I am pleased that we were there when you needed assistance.

Kind Regards

Uncle Buck

Betygsatt 4 av 5 stjärnor

Very Professional about my refund !!

I would just like to say that after uncle back agreed with the FOS about my refund. I have just spoken to Carol Mills in the customer relations department who has told me that my refund should be in my account within 7 days. After reading all the negative reviews I must say that throughout my process i have had nothing but politeness and professionalism. Thank you

24 januari 2020
Omdöme utan inbjudan
Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Customer

Thank you vey much for taking the time to leave your review. I will ensure that your kind comments are passed to Carole.

Kind Regards

Julie McGachan
Customer Relations Manager

Betygsatt 1 av 5 stjärnor

First loan fine second loan a NIGHTMARE.

Applied to reloan as had a loan 11 months ago and paid back monthly no issues at all. I reapplied online and got a call saying my card has failed a check so can I send them a copy of a statement. (I bank with Monzo) so I screen shot one but it was too old. I then send another one, I then get a call requesting for me to send a picture of my debit card and that’s all they need I send this, then gets a email saying they need to see my wages going in. I sent this, I now need to send them another bank statement again showing my full name and address which I have already sent. It’s a loan of £500 not £500000. As I say my first loan was very easy, the second loan which is still bouncing back and forwards is just a complete pain in the neck. Uncle buck I get you need to be secure but this is taking it to the extreme.

23 januari 2020
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Logotyp för Uncle Buck Finance LLP

Svar från Uncle Buck Finance LLP

Dear Mr Gould
I am sorry to hear that you are unhappy with the questions asked when you have made your application, as a responsible lender and under the FCA affordability rules we need to ensure that on every application we carry out all necessary checks to ensure that a loan is not only affordable but sustainable and that a customer is using the product as it was designed. I have requested that a complaint be raised on your behalf and a member of my team will be in contact to discuss this matter.

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