Kover Omdömen 50

I always do my due diligence when I am going to sign up for any policy, and that means doing my homework on some of the other options that are out there on the market. I need my phone to be working all the time, because it is vital for me to run my home business, and also to run my social calendar. Keeping any downtime to a minimum is a vital necessity for me. I found that most of these other policies were not only more expensive upfront, but they also hit you with high deductibles, which made wonder what the point of signing up for them was in the first place. I don’t want to pay for a policy and then have to work out how to pay for the damages; I want to get my phone repaired ASAP. kover make that possible. Then I started to look at the kind of service that you get with them, and there really wasn't anything to compete. The loaner phone, the 3 hour turn around, and the quality of the repair, are hard to beat. Time is of the essence for me, and this aspect of the policy handled that. The low cost and the lack of deductibles really makes the policy makes a lot of sense financially.

I have been in the exact situation that is described by Kover, where your vehicle is in the shop and you have cash flow problem, and I can tell you it is no fun. This is before I knew about Kover, so I got into some financial trouble. Now that I have signed up for their premium policy I know that I am going to be OK. Things do happen - you try your best to make sure they don’t, but an accident is an accident. Being prepared with something like this policy is essential, and for how much it cost, it makes no sense not to have it.

For what you get and what you have to pay out it really makes sense. A lot of insurance policies are expensive and you have to fight to get anything out of them. Kover is really affordable, and they are actually making it easy for you to do what you need to do. I like the whole set up. I don’t want to be shelling out a lot of money for a policy that doesn’t do anything for me, and this is the total opposite of that. I honestly wish more companies operated this way, then life would be so much easier.

I thought I was never going to get into an accident - I have a 5 star rating, and I am one of the safest drivers you could wish to meet, but accidents do happen. I am so glad that I signed up for this coverage - it really saved my life. I frankly don’t know what I would have done if I didn’t have Kover looking after my daily expenses, while my car was in the shop. I have been driving full time for a while now, and with this is my main gig, so you can imagine how not having a car makes it impossible to pay the bills, and to live. I would literally have no cash flow at all if it weren’t for Kover, and you have to keep paying the bills even if you are unable to work. Being in an accident is horrible. Thankfully I wasn’t badly hurt, but the car was a mess, and I would have been really worried if I didn’t have this safety net. The cost for the policy is super low, and until I found Kover I don’t know that I would have thought about getting an insurance policy for something like this - now I wouldn't be without it.

I believe Kover really are unique. Reading what they said about excess premium really caught my attention. How many companies think this kind of thing through and make it a central part of their philosophy? I’ve had to pay some pretty steep premiums in the past, and like Kover says, it really does make you feel like the company is not rowing in the same direction you are. I really do like putting my money into companies that have this kind of flow - it makes a difference to know that company care about the people it is working with.

I like driving for Uber and I like driving Lyft, and I really think that they do try to do as much for the driver as they can, to make things easier. With Kover you get that little bit of extra protection that you maybe didn’t even know you needed, or was available. I say a little bit, but the coverage with them is excellent, and if you’re driving for Uber or Lyft and you don’t have it you are really shooting yourself in the foot. It really is the thing to make sure that you are covered in case you can’t work; you are your own boss and you owe it to yourself.

You would think the fact that I drive for both Uber and Lyft would mean that I am pretty tech savvy, but I am actually something of a technological. I had to sit down and get help from my kids on getting everything set up for both those apps, and even now I sometimes get a little confused. I was surprised by how easy it is to enroll with Kover. The whole thing was quick and easy, and I did it by myself. No one wants to have to struggle through getting these things running, thy just want them to work - and Kover does.

I don’t have much patience. Who wants to wait around when they have made a claim? When you have crossed all the Ts and dotted every i you don’t want to have to go through this long drawn out process to get anything. With Kover you get an instant payout, which I like. Send the word ‘claim” to them on their support number and they have this AI set up that helps you file the claim in a few minutes, and then, hey presto, less than 10 seconds later you have your payout. How’s that for service? Not bad in my books.

I like that you have to be a good driver to take advantage of Kover. The fact that it’s true that you have to be good driver to get the coverage with Kover is actually a great thing. It means not only that they are supporting great drivers on both of these services, but also that it is going to make it easier to provide high quality service at a lower price. Bad drivers are more costly to insure, and who want to encourage bad drivers? It is not like you can’t raise your scores as a driver and then reap the rewards from that. Sure, you may have to work a little harder, but it’s worth it.

Kover is a brilliant idea, and until I stumbled across it, I honestly had no idea that something like this existed. Uber and Lyft both give you a lot of information about what you are covered for in terms of protecting you and the passenger in the event of an accident, but I am not sure that they talk about protecting yourself from loss of income. Anyway, if thy do, I hadn’t found it. Kover makes so much sense, and I am really glad I discovered it. I started looking for something like it after I found some threads asking about exactly this kind of policy on the driver communities. I shared a link to Kover once I found the app, and I know some of the guys signed up for it too, and they like it as much as I do. Just knowing that you have your expenses covered in the event that your car needs to go in for repair is a weight off your mind. It’s already pretty stressful if you get into that situation, and not having to worry about how you are going to make it through the week is an amazing thing. I’m very happy with it.