unloan.com.au Omdömen 

39
•
TrustScore 3.5 av 5

3,7

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

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Det här tycker kunderna

Betygsatt 1 av 5 stjärnor

Unloan website lacks transparency. I came across an advertisement for Unloan on social media while I was exploring home loan options with several brokers and banks. Out of curiosity, I clicked through... Se mer

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Betygsatt 1 av 5 stjärnor

Unloan’s “loyalty discount” makes for great marketing. Our experience makes us question its actual value. We’ve had interest rate increases above the corresponding RBA increases, and now pay 5.96... Se mer

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Betygsatt 5 av 5 stjärnor

The easiest change of home loan providers we have ever done. So simple and every question we had was answered simply and quickly. Good starting rate and just the standard rate increases as per the RB... Se mer

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Betygsatt 5 av 5 stjärnor

A simple, straightforward application process. Responsive and helpful staff. A great interest rate that gets better over time. A fantastic web interface that makes managing your loan easy. Easily... Se mer

Företaget har svarat

Företagsinformation

  1. Bolånegivare
  2. också i
  3. Bank

Skrivet av företaget

We’re Unloan, an Australian digital home loan provider built and owned by the Commonwealth Bank of Australia. We’re multi award-winning and recognised for delivering outstanding value to customers. Our home loan is designed to help you save more - with a low interest rate, no ongoing fees and an automatic loyalty discount that reduces your rate every year. Add to that a fast, simple online application you can complete anytime, anywhere, meaning managing your home loan becomes easier from the start. Join thousands of Australians choosing Unloan to keep more of their money in their pocket.


Kontaktuppgifter

3,7

Medel

TrustScore 3.5 av 5

39 omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ingen aktuell inbjudningshistorik

Det här företaget har inte bjudit in sina kunder på länge. Omdömen kanske inte är representativa

Har besvarat 90 % av sina negativa omdömen

Svarar vanligtvis inom 1 vecka

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

3,7

Alla omdömen

(39)

37 omdömen under de senaste 12 månaderna

Skriv ett omdöme
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Betygsatt 5 av 5 stjärnor

Refinance made easy

Simple, straightforward process facilitated by quality staff that monitor emails and messaging after hours. We were able to refinance in less than 2 weeks in a paperless system and minimal costs. The settlement process was efficiently handled by unloan and the outgoing bank. No need to talk to a broker or a bank staff.

14 maj 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Appreciate the kind words! Sounds like you got the “refinance, minus the fuss” experience we aim for.
We’ll pass this on to the team, they’ll be stoked 🙌

Betygsatt 5 av 5 stjärnor

Fully digital experience

Fully digital experience, app is very easy to use and very competitive rates

15 maj 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks for the great feedback Ryan! really glad to hear you’re enjoying the app and the rates. We’re all about keeping things simple!

Betygsatt 5 av 5 stjärnor

Make the Change!

Absolutely impressed with Unloan! My previous bank were not able to assist my banking needs. I quickly learned loyalty does not pay. Unloan was easy, efficient and provided superb customer support. With Unloan connected to Commonwealth Bank, I immediately felt I could trust an online bank. I was blown away by how well Unloan has mastered the online experience. My queries were answered super fast and I had one specialist who I dealt with during the refinancing. Unloan responded to my replies - not waits on the phone, no waiting on a few days for a response like with my previous bank. Unloan was responsive. Unloan also made the refinancing process easy to understand, breaking up the steps into clear instructions. Again, speaking to the same person through the whole process really put me at ease with the whole change. I would recommended Unloan to everyone. The customer service, I felt heard and looked after, really did put me at ease with the big change I made.

7 april 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Absolutely made our day reading this, thank you Greg! ☺️
No holds. No delays. No hold music. We call that a win.
Having one specialist stick with you start to finish (like a very financially responsible sidekick) and getting lightning‑fast replies is exactly how Customer Service should feel.
Thanks again for the amazing review, we really appreciate it!

Betygsatt 1 av 5 stjärnor

Ashishkumar Pravinbhai Patel

Ashishkumar Pravinbhai Patel

4 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks for reaching out Ashishkumar. I’d be happy to take a closer look at your specific situation if you could please contact us at hello@unloan.com.au, I can assist further.
At this stage, I’m sorry, but I’m not quite able to determine what you need help with based on your review. Reaching out directly will allow us to better understand your concerns and provide the right support.

Betygsatt 5 av 5 stjärnor

Unloan is simple and easy.

I found Unloan incredibly simple to set up and use. The website is clean, intuitive, and makes the whole process straightforward from start to finish. One of the things I really appreciate is that you don’t have to speak to anyone — everything is handled online, which makes it quick and hassle-free. Unloan just gets the job done without any unnecessary complications. Highly recommend for anyone looking for a smooth, no-fuss experience.

1 maj 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks so much for the kind words! We’re really glad you enjoyed the easy, no‑fuss experience that’s exactly what we aim for.

Get in, get it done, and get on with your life (no small talk required… unless you feel like a chat).
We really appreciate the recommendation!

Betygsatt 5 av 5 stjärnor

Super easy to refinance. Totally worth it for the savings

I decided to switch to unloan as my previous rate was much higher and my bank wouldn't come close, despite me having a much better LVR than when I bought my first house in 2024.

The process was super easy. A few emails to clarify things after applying that I missed in my application and I got approval the same day. My loan balance was transfered a few days after that, with settlement a few weeks after later.

With the monthly savings I'm already ahead of my bank's discharge fee.

Now I know how easy the process is, I regret not doing it sooner.

It was convenient having everything in the one app previously with an offset account, but transferring funds in and out of unloan is instant, so I can just pay more than the minimum and know that I can redraw if I have to.

10 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks for the detailed review! It’s great to hear the refinance process was straightforward.
Same‑day approval, smooth settlement, and already saving money despite your old bank’s discharge fee is a solid outcome! (and for what it’s worth, Unloan doesn’t charge a discharge fee.)

Betygsatt 1 av 5 stjärnor

Mr Patel Ashishkumar Pravinbhai

UNLOAN UNITED NATIONA LOAN MADE IN INDIA FOR WHOLE WORLD
SECOND WORLD
THIRD WORLD COUNTRIES ARE WELCOME WITH NO ONE NEED IS HABVE TO BE +18
Ashishkumar Pravinbhai Patel.
Melbourne vic Australia
Thx Charlie

6 april 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks for your review! We’re having a little trouble understanding the feedback here, but if you’d like to share more about your experience with Unloan, we’re all ears hello@unloan.com.au👂

Betygsatt 5 av 5 stjärnor

I switched to Unloan for their rate

I switched to Unloan after my existing lender refused to match Unloan's interest rate. The online process scared me a bit (I'm over 60) but I got through it, with my Unloan reps guidance. The communication was really good and quick. I'm very happy so far.

24 mars 2026
Omdöme utan inbjudan
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Svar från unloan.com.au

Thanks so much for sharing your experience!
We love that you took the leap online, proof that being over 60 just means having better stories and good judgement 😉 We’re especially glad our team could guide you through the process and make it feel comfortable along the way.

Betygsatt 5 av 5 stjärnor

Great experience.

Quick response, great rates and good communication. The application process was easy and smooth. Their platform is easy to navigate. I find them better than the big banks.

27 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks for the great feedback! We’re glad the quick responses, clear communication, and great rates stood out. The team is really happy to hear our service is creating such positive experiences for our customers.

Betygsatt 5 av 5 stjärnor

Super quick - great customer service!

I was super impressed with the speed of the process (approved in 1 day!) and the excellent customer service that I have received. I have had direct contact with customer service via text, which has been amazing - I receive responses to my queries in less than 30 mins - very impressive!

9 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Love to hear that! The team are always doing their best to give you the right support at the right time through the right channel for you.
Thanks for taking some time to leave that feedback!

Betygsatt 5 av 5 stjärnor

Home loan fast and furious

Easy application, fast response and responsive service… along with the best rates - what’s not to love?

9 december 2025
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Our people take pride in providing the help you need, and fast. Thanks for the kind words, Bruce!

Betygsatt 5 av 5 stjärnor

Very happy with services

I've been very happy from the start of the loan right through to repayments. It's simple and convenient. I will go to Unloan again if I need another home loan.

4 november 2025
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

That's great feedback to receive, thanks! We're stoked to be able to assist you on your home loan journey.

Betygsatt 5 av 5 stjärnor

How refinancing should be!

Straightforward application process and fast turnaround with great communication all the way through. Competitive rates. Simple and friendly interface.

16 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

Thanks Joel, we appreciate the feedback. 'Simple and friendly' is a fantastic compliment, I reckon the team will get a kick out of that.

Betygsatt 5 av 5 stjärnor

So easy

The staff were super helpful I had my loan approved in less than one business day. Simple to apply and reward customers for loyalty unlike most other banks

20 februari 2026
Omdöme utan inbjudan
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Svar från unloan.com.au

Stop it. You're making us blush! But I agree, the team here are awesome!

Betygsatt 5 av 5 stjärnor

Fantastic service

Fantastic service. Easy. Better in all aspects than most major banks. Highly recommended

13 mars 2026
Omdöme utan inbjudan
Logotyp för unloan.com.au

Svar från unloan.com.au

We're stoked to hear that! We're striving to be easier and easier.

Betygsatt 1 av 5 stjärnor

This has been the poorest customer…

This has been the poorest customer experience we have encountered from any organisation to date. Throughout the process, we were repeatedly asked the same questions multiple times, transferred between different home loan specialists, and subjected to a risk assessment that appears illogical.

24 december 2025
Omdöme utan inbjudan
Betygsatt 1 av 5 stjärnor

ABSOLUTELY AWFUL

ABSOLUTELY AWFUL - AVOID IF YOU ARE SELF EMPLOYEDThis was the worst experience of my life. Cookie cutter on-line business with absolutely no understanding or reason.
I am a middle aged guy with 80% equity in my home and 50% equity in my investment property.
$50,000- in a term deposit
$350,000 + in super
High income with tax returns.
APPLICATION DENIED OVER A SMALL CLERICAL ISSUE! ABSOLUTELY PATHETIC.
DO NOT DEAL WITH THIS ON-LINE DISASTER - NO CUSTOMER SERVICE.
Refused to escalate to Senior staff.
DO NOT RECOMMEND

11 december 2023
Omdöme utan inbjudan
Betygsatt 1 av 5 stjärnor

How to waste money with Unloan

Advised at time of borrowing that I would require access to more of my equity in future, advised it wasn't an issue. Went to increase loan very a month after refinancing with them and they don't do it. After many communications was advised only way to get access to any of my $800k in equity was to refinance elsewhere. Firstly that's going to cost me a lot in fees and secondly virtually no lenders will refinance if within first three months with current provider even though I've had a mortgage for 17 years. So they are happy to refinance other lenders loans but not their own. Brokers have advised me they have seen this a bit and don't advise going with unloan if you want access to your equity in your house.

10 november 2023
Omdöme utan inbjudan

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