Unloan website lacks transparency. I came across an advertisement for Unloan on social media while I was exploring home loan options with several brokers and banks. Out of curiosity, I clicked through... Se mer
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Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer
För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer
Unloan website lacks transparency. I came across an advertisement for Unloan on social media while I was exploring home loan options with several brokers and banks. Out of curiosity, I clicked through... Se mer
Företaget har svarat
Unloan’s “loyalty discount” makes for great marketing. Our experience makes us question its actual value. We’ve had interest rate increases above the corresponding RBA increases, and now pay 5.96... Se mer
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The easiest change of home loan providers we have ever done. So simple and every question we had was answered simply and quickly. Good starting rate and just the standard rate increases as per the RB... Se mer
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A simple, straightforward application process. Responsive and helpful staff. A great interest rate that gets better over time. A fantastic web interface that makes managing your loan easy. Easily... Se mer
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We’re Unloan, an Australian digital home loan provider built and owned by the Commonwealth Bank of Australia. We’re multi award-winning and recognised for delivering outstanding value to customers. Our home loan is designed to help you save more - with a low interest rate, no ongoing fees and an automatic loyalty discount that reduces your rate every year. Add to that a fast, simple online application you can complete anytime, anywhere, meaning managing your home loan becomes easier from the start. Join thousands of Australians choosing Unloan to keep more of their money in their pocket.
Ingen aktuell inbjudningshistorik
Det här företaget har inte bjudit in sina kunder på länge. Omdömen kanske inte är representativa
Har besvarat 90 % av sina negativa omdömen
Svarar vanligtvis inom 1 vecka
Så använder företaget Trustpilot
Se hur deras omdömen och betyg hämtas, betygsätts och modereras.
Simple, straightforward process facilitated by quality staff that monitor emails and messaging after hours. We were able to refinance in less than 2 weeks in a paperless system and minimal costs. The settlement process was efficiently handled by unloan and the outgoing bank. No need to talk to a broker or a bank staff.

Svar från unloan.com.au
Fully digital experience, app is very easy to use and very competitive rates

Svar från unloan.com.au
Absolutely impressed with Unloan! My previous bank were not able to assist my banking needs. I quickly learned loyalty does not pay. Unloan was easy, efficient and provided superb customer support. With Unloan connected to Commonwealth Bank, I immediately felt I could trust an online bank. I was blown away by how well Unloan has mastered the online experience. My queries were answered super fast and I had one specialist who I dealt with during the refinancing. Unloan responded to my replies - not waits on the phone, no waiting on a few days for a response like with my previous bank. Unloan was responsive. Unloan also made the refinancing process easy to understand, breaking up the steps into clear instructions. Again, speaking to the same person through the whole process really put me at ease with the whole change. I would recommended Unloan to everyone. The customer service, I felt heard and looked after, really did put me at ease with the big change I made.

Svar från unloan.com.au

Svar från unloan.com.au
I found Unloan incredibly simple to set up and use. The website is clean, intuitive, and makes the whole process straightforward from start to finish. One of the things I really appreciate is that you don’t have to speak to anyone — everything is handled online, which makes it quick and hassle-free. Unloan just gets the job done without any unnecessary complications. Highly recommend for anyone looking for a smooth, no-fuss experience.

Svar från unloan.com.au
I decided to switch to unloan as my previous rate was much higher and my bank wouldn't come close, despite me having a much better LVR than when I bought my first house in 2024.
The process was super easy. A few emails to clarify things after applying that I missed in my application and I got approval the same day. My loan balance was transfered a few days after that, with settlement a few weeks after later.
With the monthly savings I'm already ahead of my bank's discharge fee.
Now I know how easy the process is, I regret not doing it sooner.
It was convenient having everything in the one app previously with an offset account, but transferring funds in and out of unloan is instant, so I can just pay more than the minimum and know that I can redraw if I have to.

Svar från unloan.com.au
UNLOAN UNITED NATIONA LOAN MADE IN INDIA FOR WHOLE WORLD
SECOND WORLD
THIRD WORLD COUNTRIES ARE WELCOME WITH NO ONE NEED IS HABVE TO BE +18
Ashishkumar Pravinbhai Patel.
Melbourne vic Australia
Thx Charlie

Svar från unloan.com.au
I switched to Unloan after my existing lender refused to match Unloan's interest rate. The online process scared me a bit (I'm over 60) but I got through it, with my Unloan reps guidance. The communication was really good and quick. I'm very happy so far.

Svar från unloan.com.au
Quick response, great rates and good communication. The application process was easy and smooth. Their platform is easy to navigate. I find them better than the big banks.

Svar från unloan.com.au
I was super impressed with the speed of the process (approved in 1 day!) and the excellent customer service that I have received. I have had direct contact with customer service via text, which has been amazing - I receive responses to my queries in less than 30 mins - very impressive!

Svar från unloan.com.au
Easy application, fast response and responsive service… along with the best rates - what’s not to love?

Svar från unloan.com.au
I've been very happy from the start of the loan right through to repayments. It's simple and convenient. I will go to Unloan again if I need another home loan.

Svar från unloan.com.au
Straightforward application process and fast turnaround with great communication all the way through. Competitive rates. Simple and friendly interface.

Svar från unloan.com.au
The staff were super helpful I had my loan approved in less than one business day. Simple to apply and reward customers for loyalty unlike most other banks

Svar från unloan.com.au
Fantastic service. Easy. Better in all aspects than most major banks. Highly recommended

Svar från unloan.com.au
This has been the poorest customer experience we have encountered from any organisation to date. Throughout the process, we were repeatedly asked the same questions multiple times, transferred between different home loan specialists, and subjected to a risk assessment that appears illogical.
ABSOLUTELY AWFUL - AVOID IF YOU ARE SELF EMPLOYEDThis was the worst experience of my life. Cookie cutter on-line business with absolutely no understanding or reason.
I am a middle aged guy with 80% equity in my home and 50% equity in my investment property.
$50,000- in a term deposit
$350,000 + in super
High income with tax returns.
APPLICATION DENIED OVER A SMALL CLERICAL ISSUE! ABSOLUTELY PATHETIC.
DO NOT DEAL WITH THIS ON-LINE DISASTER - NO CUSTOMER SERVICE.
Refused to escalate to Senior staff.
DO NOT RECOMMEND
Advised at time of borrowing that I would require access to more of my equity in future, advised it wasn't an issue. Went to increase loan very a month after refinancing with them and they don't do it. After many communications was advised only way to get access to any of my $800k in equity was to refinance elsewhere. Firstly that's going to cost me a lot in fees and secondly virtually no lenders will refinance if within first three months with current provider even though I've had a mortgage for 17 years. So they are happy to refinance other lenders loans but not their own. Brokers have advised me they have seen this a bit and don't advise going with unloan if you want access to your equity in your house.
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