A very disappointing customer…
A very disappointing customer experience. I started an application, but my internet connection dropped on my iPhone and I lost my progress. When I clicked the button to restart the application, it was immediately declined — before I had even uploaded any identification or completed the application.
I was particularly surprised by this, given that I have a 98% credit score. I contacted customer service to ask whether I could speak with someone from the credit team to understand how the decision could have been made when I hadn’t even provided my identification, but I was told they were “in a meeting” and unavailable to speak.
I understand that applications may be assessed through automated processes, but being declined before I had even completed the application was extremely frustrating. I would appreciate greater transparency around how these decisions are made and better support when customers have questions about them.

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