Avoid Avoid Avoid - Insurance Scam
Our rental of a motorhome from Indie Campers ended with a cost of €19,000 and a hellish vacation. This despite having purchased their highest "Premium Insurance”. If that’s not enough to deter you from doing business with these people, here’s a detailed breakdown.
We rented a Motorhome from Indie Campers with their full Premium Insurance, between 19/7-2/8/25.
Be advised, THIS COMPANY’S INSURANCE IS AN ABSOLUTE SCAM!
You will be led to believe you have purchased a comprehensive insurance. De facto you’ll be driving without insurance, and YOU COULD BE LIABLE FOR THE COST OF THE ENTIRE RENTED VEHICLE.
Their Premium Insurance (their highest-level insurance, which we took at a substantial extra cost) states “your excess will be limited to €199” – this is a blatant and misleading lie!
Only on pickup of the vehicle we were given full access to the rental documentation:
(At this point if you decide not to go ahead with the rental you will lose your booking fee)
1. The Rental Agreement – a 29,000-word document (in Italian I might add)
2. The Insurance document and T&C’s - 5,000-words.
3. Indie Campers Specific T&C’s –14,000-words.
Buried within these documents are exclusions upon exclusions to the Insurance policy.
These exclusions render your insurance and excess as none existent.
Which is to say, you will be driving without insurance, and will be liable for the full damage costs from anything to practically everything!
During pickup they demanded we block 500€ on the credit card for insurance purposes, given the excess was stated at 199€ we found that a bit odd but proceeded nonetheless.
During a trip our campervan was involved in an accident and sustained some damage to the upper sleeper cabin.
The Premium Insurance stated we were due to receive "road side assistance and a replacement vehicle"….
We never received any roadside assistance nor a replacement vehicle!
This despite lengthy WhatsApp correspondence with their Indie Campers HQ, who claimed they had no available replacement vehicles.
Searches on their website revealed plenty of availability.
We basically had to park the van for the remainder of the trip and our trip was over.
This wasn’t half our saga with this company.
When returning the vehicle, they stated there is no insurance for this damage, the excess is irrelevant.
We were handed a bill of 19,000€.
Despite having blocked only 500€ on the AMEX CC at the time of the pickup, they somehow managed to access the card and take a sum of 17,000€ from our credit card. We have now started a dispute process over it.
It is apparent this company’s business strategy is to lure in customers with lower rental prices, mislead them to believe they are driving with a comprehensive insurance, and then pursuing the ones unfortunate enough to have had an accident with insane damage bills.
DO YOURSELVES A FAVOR, AVOID INDIE CAMPERS AND THEIR INSURANCE SCAM!
Rent anywhere else.
2 augusti 2025
Omdöme utan inbjudan