CROWDESTOR Omdömen 287

Seit über einem halben Jahr habe ich bei allen Projekten keinen Cent mehr gesehen. Ständig wird man vertröstet mit Aussagen wie „Zahlungen kommen zum Jahreswechsel“ jetzt Mitte Februar immer noch keine Zahlungen. Das letzte mal wurde im Juni 2021 gezahlt. Heute ist der 16.02.2022

I started my investments in Crowdestor in 2019 with some nice expectations. I had a diversified portfolio of small investments into many different projects. Slowly, sa projects arrived to an end, very few of them were successfully closed. Today, after 3 years of experiment, 9/10 projects face late payments for more than 91 days with high chances I will loose all my money, despite the fact that those projects were not categorized as being risky ones.
My suggestion: find other ways to invest.

Covid was a bad time but now they are getting back on track, most of my portfolio is moving and paying both interest and principal, nice recovery!

I have been there for 18 months and I don't think it's a scam but only a high risk investment place. If you choose wisely and are lucky, you can get very nice ROI. But diversification is not the key, there are a lot of bad portfolios. Sometimes it's quite obvious from the beginning. Who can believe that a food company can afford 32% rate? Some prospects on the other hand are pretty good. If you are panicking when things go off the tracks, this is not for you. If you are adventurous, you might like what you get.

Crowdestor announced a change of the deposit account on 8th December, with effect on the same date. I´ve made a payment on the day before this change.
Since that my money transfer did not get credited to my Crowdestor walllet, neither has been returned by the bank.

Since Crowdestor simply answered (quote): "you made the transaction to our old IBAN, it will bounce back to your bank account. Depending on the bank, it can take from several days to weeks for this return to happen.

We are apologizing in case this change has caused any inconvenience."

This behavior is extremely unprofessional and even if my money gets bounced back (it´s been nearly four weeks now), for sure I won´t try to invest it again at Crowdestor.

Professional behavior would be to leave the old account open for at least four to eight weeks and transfer the money internally. This would leave investors time to adjust and use the new bank account. As an accountant I know what I´m talking about, this is my job for >20 years. So shame on you Crowdestor.

Nur Verluste gemacht auf dieser Plattform!
Was mit dem Geld passiert, watrum nicht zurückgezahlt wird.. alles ist völlig intransparent.

Ich bezweifler sehr, ob sich diese Plattform für irgendeinen Anleger jemals gelohnt hat!

Geld wird angelockt durch das Versprechen riesiger Renditen, in fadenscheinigen Projekten. Am Ende werden nur ein paar Monate zurückgezahlt, und dann... geht irgendwas schief mit dem Projekt, und ein Großteil des Geldes ist weg, oder man wartet jahrelang auf irgendeine Rückzahlung.

1000 Euro investiert, Rückzahlung 8 cent pro Monat.. nur um nicht den Anschein einer total Pleite zu erwecken.

Verbrennt lieber Euer Geld, dann spart Ihr mehr an Heizkosten, als was Crowdestor Euch zurückzahlt.

Bin seit etwa einem Jahr investiert und kann vor dieser Plattform nur warnen! Die hohen Zinsversprechen sind im Vergleich zum Risiko lächerlich gering. Bei dieser Plattform kann man froh sein, wenn man seinen Einsatz halbwegs ohne Verluste zurückerhält. Gefühlt 90% der Projekte werden nach einem Viertel der Laufzeit nicht weiter zurückgezahlt. Kommunikation von Seiten Crowdestor: Fehlanzeige! Wer wirklich in P2P investieren will, dem rate ich eher zu Mintos oder Estate Guru. Zwar sind die Renditen hier geringer, dafür laufen beide Plattformen aber zuverlässig. Ich habe mich von P2P inzwischen gänzlich verabschiedet und investiere nur noch in Kryptos. Deutlich bessere Gewinnchancen und viel flexibleres Handling.

AWFUL DO NOT INVEST HERE.
BEEN THERE FOR A YEAR, OUT OF FIVE INVESTMENTS ONLY ONE WAS REPAID.
The rest has this message: "The payment scheduled for 2021-XX-XX has not been received. We continue to act according to the debt collection procedure."
THEY DON'T DO ANYTHING TO COLLECT THE DEBT AND PAY, HAD TO EMAIL TWICE, AND THE ANSWER WAS THE SAME AS IN THE INVESTMENT UPDATE. AWFUL DO NOT BUY TICKETS TO FUND THE PLATFORM ITSELF.
SELL AND WITHDRAW, WASTE OF MONEY

Super Plattform, bei mir läuft es exzellent mit den Projekten. Weiter so!

Llevo 1 año invirtiendo, la experiencia es positiva pero han habido muchos retrasos en general. Le pongo 4 estrellas porque a pesar de que hubo retrasos, al final terminaron pagando todos los proyectos hasta ahora incluyendo los intereses devengados por la mora. Gracias, de momento seguiré invirtiendo en crowdestor.

They are striving to pay back the loans. However there,s a lack of public feedback sometimes, not a Big deal if you contact Mr Timma directly

Buen portal de inversión. Aún y tener algún problema con un préstamo, al cabo de 60 días hemos recuperado la inversión.
Hay mejores, pero para diversificación es muy correcta.

Insane rates. That's why 80% projects are late !!! When companies can't repay, they borrow a second loan (round 1, round 2...)

I started to invest on Crowdestor approx. one year prior to the Covid-19 pandemic and at the beginning everything ran smoothly without any delays. Then Covid-19 occured and of course, crowdestor's portfolio came severly under stress. But when investing in projects with double digit returns in the area of 20 to 30 percent it should be obvious to every investor that these are high risk investments that are not resilient to a global economic downturn. However, since the mid of this year it appears to me that Crowdestor and their borrowers are consistently getting back on track. I had two long overdue projects that were repaid. A few weeks ago, some other projects started with weekly repayments again that are payed without any further delays. Hence, I think that crowdestor is doing a decent job in the background.
BUT they should definitely improve their communication with their investors about the projects' current status! Personally, I do not demand a monthly new update on every project in case there are no new developments. But in their communication always some deadlines are pointed out until whilch a defined action will be taken. However, one can be sure that this deadline will not be met in most of the cases. And at a certain point this is nothing more than annoying...

They dont seem to even care about getting an overdue borrower to pay back the loan. Almost no communication and no updates. Nothing. The recovery plans are totally false. They dont seem to take any steps to collect the money like a court order to pay. Because of these practises the investment Volume was down 50% yoy. Now the owner is trying to sell Crowdestor overpriced on the platform. Dont buy these tickets! Stay clear of this platform!

Muy mala plataforma, porque aunque ponen informacion, he notado que casi todos los proyectos en los que inverti, sufren retrasos,menos mal que lo hice con pequeñas cantidades entre 50 y 100 euros.
Pero de un total de 1100 euros, solo recupere, 200 y pico, el resto está pendiente de cobro, osea practicamente el 80 x ciento del total.
Entiendo que les ha pillado el covid, en proyectos de restauracion, pero no se escapa nada, ningun tipo de proyecto queda a salvo. Decidi hace bastantes meses no poner un euro mas en esta plataforma, y si puedo recuperar aunque sea parte de la pequeña inversion a traves del mercado secundario, (aun perdiendo algo del capital principal).

Plataforma credível mas fraca na recuperação de créditos.

I have invested in dec 2019 in 8 different portfolios. Only 1 paid back. When Corona hits, naturally you think everywhere is bad. But you expect constant communication from the P2P platform on actions taken. Early this year, there were some and it's always we will inform you next month for more update and it will be a few months before they email any updates. And it has been again many months since the 7 outstanding portfolio have any updates. All these are supposed to be paid back between August to December 2020. And there has been in total only between 1-3 'update' communication until now.

Don't believe all the positive reviews you have read from bloggers. You can buy and pay bloggers even as they claim they are not paid.

Of course not all projects are up to date, but high % mean high risk. If you are not aware of this simple rule wouldn't invest. Also remember to do your own due diligence. It's a start up and if you expect everything is perfect i would invest else where. Thing's to improve but my XIRR is ok at the moment.