CardUpNow Omdömen 

Reloadable facilities are there, my current subscription for 2 months

Crypto deposit cleared within about 15 minutes

Created separated cards for different ad accounts easily

the rep i spoke with didn’t try to upsell me on a higher plan.Just answered my question about reload fees and moved on.

I emailed support team about linking to my apple pay and i got replied next business day with clear instructions

My balance appeared in about 15 minutes and card was ready to use.

Around two months ago, I set up separate cards for my Facebook and Googles Ads budgets through their dashboard. Each card has its own spending limit, and the dashboard shows me exactly how much each campaign has used. This has made reconciling my monthly ad spend noticeably simpler.

About eight weeks into using their dashboard for my small team, the option to set hard spending limits per card had helped keep our project budgets from getting out of hand. I gave each freelancer their own card with a cap, and the dashboard shows me exactly who spent what/

After nearly 3 months of using their virtual cards for online shopping across various international website, every single transections has gone through smoothly without declines. Some other virtual card providers I tried in the past kept getting rejected by foreign merchants , but this one works globally without hiccups.

UPDATE IN DIRECT RESPONSE TO CARDUPNOW SUPPORT:

Nice try spinning this to look like a standard industry dispute, but your response is completely fabricated. As a professional web designer, I am editing this review to expose your lies with hard, technical facts. I use Trustpilot almost daily to audit companies and protect myself from scams—which is exactly how I originally found your site. It is incredibly important to me to expose your operation right here on the very platform you used to deceive me.

I challenge you right now: Provide a single shred of official banking proof, settlement receipts, or cryptographic TX codes to back up anything you just wrote. You can't, and here is why:

1. Rebuttal to: "I am demanding a refund for spent money"

This is a blatant lie. I never asked you for a single cent back. I contacted your live chat with a simple technical question: Where did my balance disappear to? I knew the exact second I sent crypto to your wallet that the money was gone forever. I am editing this review solely to warn the public, not to get money back from a scammer.

2. Rebuttal to: "The transactions were not fabricated or manually created"

They are 100% manual, and I proved it. You claim a $519.04 transaction was "successfully completed." Both PayPal and Google Play officially confirmed that the card was rejected BEFORE the One-Time Password (OTP) verification phase even triggered. You simply took the records from my declined trial transaction and manually typed an "Approved" text log into my history while we were chatting to justify pocketing my money.

To prove your dashboard is a fake, static screen, I waited until you went offline (outside of China's business hours, which is when you are active). I ran a real transaction for 89 Euros. It went through perfectly with the merchant, but because you were asleep and couldn't manually type it into your system, it never appeared anywhere on my website history.

3. Rebuttal to: "Our cards feature active 3D-Secure payment systems"

If they do, why do users have to manually beg you in the support chat to get an OTP code? There is no automated credit card API bridge on your site. When a code is triggered, it goes to your personal device or email, and you have to manually copy-paste it to the user in the Crisp chat widget. Furthermore, immediately after I activated my account, the website suddenly went into a 2-hour "under maintenance" lockdown. That wasn't server maintenance—that was you on the backend manually setting up my profile parameters to prepare the trap.

4. Rebuttal to: "We encourage readers to visit our website and see our transparency"

I absolutely echo the owner’s challenge: Go to his website right now and look at the glaring red flags yourself!

• The $100 Math Trap: If you start with their minimum required top-up of $100, their 5% funding fee drops you to $95. Then they slash a $50 non-refundable activation fee, leaving $45. To move that to the card, they charge another 5% top-up fee. You are left with just $42.75 out of your original $100 before you buy a single thing!
• The Elite Card Scam: The website tricks you into thinking recharging $300 automatically grants "Elite Status." It’s a bait-and-switch. Once you load it, you discover you have to pay a separate $300 one-time fee plus 5% per top-up just to use it. The fancy "VIP tag" is a psychological trick—the card does nothing a free standard Mastercard cannot do.
• The "No Refund" Admission: Their refund policy is total nonsense because their backend is broken. The operator explicitly admitted to me in chat: "Our card can only make payments, not receive payments. Please do not take any payment refunds." The card physically cannot accept incoming merchant returns. If a merchant cancels a transaction, CardUpNow pockets your funds permanently.

The Verdict: This is a manual, back-alley crypto-skimming operation run out of a personal account (like Revolut). You make users manually book the transaction hash codes (TX hash) and upload screenshots just so you can manually flip a switch from "pending" to "approved." You hide behind Cloudflare proxies because you are committing fraud. Stop lying to the public.

───

P.S. to anyone reading this on Trustpilot: Take a very close look at the rest of the reviews for CardUpNow on this platform. Almost all of them are completely fake, paid for, or fabricated by the owner to inflate his score. The only other real, organic review I see here is from a user named "Ahmed"—everything else is just a manufactured lie to trick you into depositing your crypto. Anyone reading through their review will instantly see through this facade. Please check their profiles and dates again before you risk a single dollar!

I doubted the "no bank account needed" but it did.

Scammers. Asks for activation money. 99% of sites I paid activation scammed me and I am sure they are one of them.

I used CardUpNow.com for about a month, and honestly my experience was disappointing.

The most important thing I noticed is that almost everything on the platform seems to be handled manually by a person behind the scenes instead of being automated like a real fintech service.

First, opening the account cost me $50. After registering, I received my first virtual card, but the card was extremely limited. Almost every payment required me to contact support just to get the authorization code (OTP/AVS), and support responses were slow (not often ). Because of this, many payment attempts failed, yet they still charged around $0.40 for each failed transaction, which was frustrating.

Later, I decided to upgrade to their “Elite Card,” which cost me an additional $300 one-time fee. Unfortunately, after testing it, I found almost no real difference compared to the normal card (just no OTP :) ). In my opinion, it was absolutely not worth the price. The card still had many limitations and could not even be added to Google Pay or Apple Pay.

The biggest issue happened today: my virtual card suddenly disappeared from my account. When I contacted support, they told me it was because the card balance was below $10. The card still had around $7 remaining, but they said low-balance cards are removed anyway. I monitored the card for about two days before it disappeared, which made it feel like the card was manually removed. The remaining funds most likely went back to the issuing bank/account owner.

Overall, my experience was poor:

* Very high fees
* Expensive upgrades
* Too many manual processes
* Limited card functionality
* Hidden frustrations during usage

I personally would not recommend it unless they significantly improve their system and transparency.