Xact Omdömen 

4 562
TrustScore 4.5 av 5

4,5

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 5 av 5 stjärnor

MADE my DAY!! Xact was willing to work with me to adjust my due date when I realized it was a concern for me. Thank you so much for your help and for taking care of your customer!! I will definitely k... Se mer

Betygsatt 2 av 5 stjärnor

Fees too dam high! Loans low! And shouldn’t charge people with good to great credit such high fees and also to returning customers. Returning customers should get fee breaks! Not be treated like shit

Betygsatt 5 av 5 stjärnor

My experience was so great because I was able to get approved for my max amount from the comfort of my own home. No fifty questions, no collateral, just a little information based on my job and me.... Se mer

Betygsatt 5 av 5 stjärnor

Excellent service. I had issue with bank account verification and the rep who answered my call was able to get the issue solved. Very friendly and informative waiting until all verification complet... Se mer

Företagsinformation

Om Xact

Skrivet av företaget

WE’LL HANDLE IT… TOGETHER.

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Why the Xact Loan?

  • We’re available online any time to help you get an approval day or night
  • You can rest assured your digital security and identity will be protected whenever you use our services
  • We offer access to free credit monitoring
  • Our Pocket360 account/loan management tool makes managing your loan easy
  • Xact’s Finance Academy blog for free financial education is always available

Learn More about Xact

Installment Loans

When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.

Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.

People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.

Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.

Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .


Apply Online

Our Partnership

Quill Bank and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.

Founded in 1993, Quill Bank, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). Quill Bank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.

For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.

The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.

Our Commitment

Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.

Pocket360 Account Management Tool With Mobile Access

Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.

With P360, you’ll have access to:

  • Apply for new loans
  • View loan history
  • Read financial education articles

Learn More About Pocket360


Helpful Links


Apply Now

How It Works

FAQs

Finance 101 Blog

Contact Us



Kontaktuppgifter

4,5

Utmärkt

TrustScore 4.5 av 5

5 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ber kunder att lämna omdömen

Detta företag bjuder in sina kunder att lämna omdömen – oavsett om de är positiva eller negativa

Har besvarat 13 % av sina negativa omdömen

Svarar vanligtvis inom 1 vecka

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,5

Alla omdömen

(4 562)

580 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 1 av 5 stjärnor

Stay away

Okay they're going to charge me June 18th for a loan that I never received I typed in my account number twice and they still got it wrong so now they're telling me I have to wait four or five days before the loan to cancel so I'm contacting my bank and letting them know this is a very shady company

1 juni 2026
Omdöme utan inbjudan
Betygsatt 2 av 5 stjärnor

I am very disappointed with the lack of…

I am very disappointed with the lack of transparency and clarity around the loan amount and payment. I was approved for a loan in the amt of $3500 which I was happy about even though the monthly payments were quite bit higher than id like. I went to log into my acct and wasnt able to. I checked my emails to make sure i was approved which i was except the loan was for $2250 over $1000 less than what i agreed to and my payment was the same amt.
For a bank to offer you one loan amt when in reality they were funding a lot less but still charging the same as the higher loan. This fells very predatory especially in 2026. The int payment was disclosed at 200% which is higher than most credit cards. But i knew this when i agreed to the terms of the loan. Also the min I signed off on it I was asked to already make a payment before ive received anything

2 juni 2026
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

The process was easy!

The process was easy. I did not receive any annoying phone calls full of unnecessary questions. After submitting my application, the approval was faster than I anticipated. I received a loan through Xact before. They were still available when I needed them. They are truly a lifesaver!

1 juni 2026
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

The site was fairly easy to navigate

The site was fairly easy to navigate. the approval was extremely fast. When I had trouble completing my application I called member service and Brian walked me through the finish line. He was very patient.

28 maj 2026
Omdöme utan inbjudan
Betygsatt 2 av 5 stjärnor

BEWARE!

BEWARE!! This is predatory lending at its best. This company is quick to approve you, but if you fall on hard times or if your income changes, they do not negotiate lower payments or a reduced payoff amount! The only reason I gave two stars is because the representatives are always very nice.

1 maj 2026
Omdöme utan inbjudan

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

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