They automatically renewed my car insurance without my confirmation, taking out nearly £700 because it was set to "auto renew". I was never asked if I wanted it to auto renew. I was on annual leave so... Se mer
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Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer
För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer
Det här tycker kunderna
Loyal customer of 8 years. Each year was the same battle over renewal pricing. Cover and options were good but pricing was not. Just left as they added 7% this time and wouldn't come down. Have switch... Se mer
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My renewal quote increased by about 80% compared to last year and none of my circumstances or driving history had changed, which felt like a blatant attempt to exploit my loyalty. When I called to... Se mer
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I was with this company for 16 years, every year, they slowly and slowly increased my insurance, even though I had never made a claim once. I always paid never caused any problems. This year, they cha... Se mer
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Företagsinformation
Informationen kommer från olika externa källor
Part of the Admiral Group, Elephant launched in 2000 and was the first UK company to sell car insurance online. Today it specialises in no nonsense, great value, straightforward car insurance.
Kontaktuppgifter
Ty Admiral, David Street, CF10 2AA, Cardiff, Storbritannien
- 0333 220 2006
- www.elephant.co.uk
1,7
Mycket dålig
905 omdömen
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Extremely terrible experience
Extremely terrible experience, yes the offer cheap prices but from the “automatic” renewal almost charging me then I got new car insurance because I got a new car and was cheaper elsewhere and they have failed to tell me that someone has made a claim of over £1000 on my insurance loosing my 3 years no clamis and increasing my new policy over a scratch that I settled privately, wouldn’t recommend if there was a 0 star option I would have definitely chose it
9 maj 2026
Omdöme utan inbjudan
Svar från Elephant
Hi Andrew
We appreciate you bringing this to our attention. We're sorry to hear about the issues with the automatic renewal, the claim impacting your no-claims bonus, and the increase in your new policy. If you need any further help, please do not hesitate to get in touch and email your details to ReviewFeedbackSupport@admiralgroup.co.uk
Thanks
Jo
Avoid if you ever need to actually make a claim.
My car was involved in a crash in January when someone hit my parked car and drove off. Four and a half months later, I have a car with a fault that didn't exist before it entered their appointed garage (Steer Heathrow), a closed complaint, and no explanation I've actually been able to scrutinise.
On the fault itself - The garage returned my car with an Electric Traction System warning that was not present when they collected it. Elephant's solution was to ask the garage to diagnose their own work (which took them an additional 2 months), pass that report to their own internal engineers, and conclude on that basis alone that the fault was unrelated to the crash. A closed loop that conveniently absolved everyone involved of any responsibility. No independent assessment. No alternative explanation for how a fault appears on a car that wasn't showing the error when it went in. Just a decision, and a closed complaint. I'm now left with the hassle and cost of diagnosing and fixing this issue myself.
On the process. Four and a half months of being told things would happen, and then nothing happening. Every single update I received, I chased myself. Promises of callbacks that never came. Six weeks passed after I opened a formal complaint before I even heard from their complaints team and that was the conversation to tell me that they were offering me mediocre compensation and closing the complaint. When the complaint was finally closed, I still had to chase for another 10 days to get my own car back. I still haven't received the diagnostic report that supposedly justifies their decision not to fix it, making it harder and more expensive for me to find a garage to fix the remaining issues myself, as well as preventing me from being able to escalate the matter further with them or the financial ombudsman.
Every person I spoke to was polite. But politeness with no follow through is just a very pleasant way of letting someone down repeatedly for four and a half months.
One of the worst customer experiences I've ever had.
30 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Sam,
Thank you for taking the time to share such detailed feedback. I’m very sorry to read how frustrating and prolonged this experience has been. It is never our intention to cause upset, and I’m sorry that this has left you feeling let down.
I appreciate the points you’ve raised regarding both the handling of the vehicle fault and the wider claims and complaints process, including the delays, communication challenges, and the impact this has had over several months.
From your review, it is my understanding that your concerns were formally recorded as a complaint and that a final decision has since been issued. If this is correct, I would like to make you aware of your escalation rights. You are entitled to refer your complaint to the Financial Ombudsman Service, and you have six months from the date the final decision was issued to do so.
However, if my understanding is incorrect, and you have not received a final decision, or if you feel that any part of your complaint has not been fully addressed, please send your full name and claim number to the email address below. We’ll be happy to review this further.
Thank you,
Rach
ReviewFeedbackSupport@admiralgroup.co.uk
I would give them 0 star if there was…
I would give them 0 star if there was an option really stupid company I was adding my new car with them but their quotation was tooo high so I decided to leave and they charged me 60 pounds for cancellation
28 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello, Thank you for sharing your experience. We’re sorry to hear you were unhappy with the quote and your decision to cancel. Cancellation charges are outlined in the policy terms and reflect the admin and set‑up costs involved, but we understand this can still be frustrating. If you’d like us to review this further or explain the charges in more detail, please get in touch with us directly with your policy details at ReviewFeedbackSupport@admiralgroup.co.uk
and we’ll be happy to take a look.
Thanks,
Kate.
Elephant won't pay you the full amount of your vehicle
Been with elephant for the last 2 years. Have 2 cars under multi cars insruance. Unfortunately a vehicle hit BOTH my cars in the middle of the night. And the cars are written off. But elephant only wants to pay us 20k.... When the car is worth 30k... And I told them when buying the insruance that the car is worth 30k. So how they are able to value it at 20k when they agreed to insure it for 30k is unbelievable. The cheapest car on auto trader is also 31k....so that's all you need to know. Just be careful as they will not pay your car in the event of a claim...
9 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Jacob,
Thank you for taking the time to share your experience. I’m really sorry to hear about the incident and I appreciate how upsetting and stressful it must have been to have both vehicles damaged, particularly in such difficult circumstances.
I understand your frustration around the settlement amount and the difference between the value you expected and the figure offered. Vehicle settlements are based on the market value at the time of the loss, which can differ from the value discussed when the policy was taken out, and we recognise how confusing and disappointing this can feel.
I’d also like to reassure you that we use industry standard valuation guides when assessing vehicles, and these are recognised by the Financial Ombudsman Service. I’m sorry to hear that the outcome hasn’t been what you were hoping for.
Please could you send your full name along with your policy or claim number to the address below. Once we receive your details, we can ensure your concerns are formally logged as a complaint so they can be fully reviewed and investigated.
Thank you,
Rach
ReviewFeedbackSupport@admiralgroup.co.uk
Would not recommend
They increased my insurance after receiving NCB confirmation of 6 years instead of 5 (which I wrote in the application - and understand it‘s my mistake).
10 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Sara, Thanks for your review, and we’re sorry for the frustration. If you’d like us to review this or discuss it further, please email ReviewFeedbackSupport@admiralgroup.co.uk
and we’ll be happy to help.
Thanks,
Kate.
8 years loyalty for not much.
Loyal customer of 8 years. Each year was the same battle over renewal pricing. Cover and options were good but pricing was not. Just left as they added 7% this time and wouldn't come down. Have switched provider.
14 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Phil.
Thank you for taking the time to share your feedback and for being a loyal customer with us for the past 8 years. We’re really sorry to hear how frustrating you’ve found the renewal process and that pricing ultimately led to your decision to switch providers.
We understand how disappointing it is when renewal prices increase, particularly after many years with no issues, and we appreciate you acknowledging the cover and options available. While our prices won’t always align with other insurers and can change year to year based on a number of factors, we’re sorry that we weren’t able to offer a renewal that met your expectations on this occasion.
Thank you again for your long‑standing custom and for sharing your experience, we’ll take your feedback on board. - Courtney
Took nearly £700 without permissions because of "auto renew"
They automatically renewed my car insurance without my confirmation, taking out nearly £700 because it was set to "auto renew". I was never asked if I wanted it to auto renew. I was on annual leave so couldn't check my emails. I received no apology, no empathy and was told it could take up to 10 working days to refund. Rent is due. Thanks Elephant.
13 april 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Callum.
We’re really sorry to hear about your experience, and we understand how upsetting and stressful this must have been - especially with such a large payment being taken while you were on annual leave and with rent due.
All of our car insurance policies are set to automatically renew to help ensure customers aren’t left without cover. However, you can opt out of auto‑renewal at any time, and we’re sorry that this wasn’t clearer or didn’t feel well communicated in your case.
We’re also sorry to hear that the interaction felt lacking in empathy. That’s certainly not the experience we want to provide, particularly in situations like this. Once a policy is cancelled, refunds can take up to 10 working days to process, though we appreciate how difficult that timing can be.
So we can make sure your concerns are properly logged and investigated, please could you email us your policy number to ReviewFeedbackSupport@admiralgroup.co.uk? This will ensure the appropriate team look into this for you. - Courtney
Wonderful experience with elephant…
Wonderful experience with elephant Insurance. Thank you Gursahib Singh.he is very helpful and kind .thanks alot Gursahib .
31 mars 2026
Omdöme utan inbjudan
Worst customer services ever.
Worst customer services ever.
I wish I had checked Trust Pilot before choosing this insurance.
27 mars 2026
Omdöme utan inbjudan
Svar från Elephant
Hello San.
Thank you for taking the time to share your feedback, and I’m really sorry to hear about your experience, that’s not the level of service we want for anyone.
We’d like to look into what happened and make sure the right team can help you. If you could please email us your details along with a brief description of the issue, we’ll arrange for the relevant team to contact you directly and get this sorted.
ReviewFeedbackSupport@admiralgroup.co.uk
We’re here to help and appreciate you giving us the chance to look into this. - Courtney
First time I tried this car insurance…
EDIT: Everything is now resolved. Thank you.
---------
First time I tried this car insurance company, they cancelled my car insurance because they have information that my bank account has been used to insure some random people I don't even know, I have never given access from bank account to another persons. I even double checked all transactions and there is no suspicious activity in bank account and never been any transaction with this company, this was the first time. I told them that I can provide with any proofs they need to check but they just don't care, there is two options or they have some glitch in system or they are doing this on purpose. Looks like I will need to take legal action against them.
10 februari 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Emils,
Thank you for taking the time to share your feedback.
I’m really sorry to hear about the experience you’ve had, this isn’t the level of service we want anyone to receive. We understand how concerning this situation must feel, and we’d really like to look into it properly for you.
So we can get the relevant team to review what’s happened and contact you directly, could you please email us your policy number along with your best contact number to reviewfeedbacksupport@admiralgroup.co.uk
Thanks,
Courtney
Avoid ELEPHANT car insurance
Avoid. Over 15 years of no claim insurance. Ever time, the company started to raise premiums by 25% annually. I kept dropping coverage until the bare minimum
Cost over £800, a 26% increase on previous year.
Avoid, avoid, avoid. Many other cheaper options.
11 februari 2026
Omdöme utan inbjudan
Svar från Elephant
Hello Ivo.
We’re sorry that we weren’t able to remain competitive for you this year, and we understand how disappointing that can be. Please be assured that your feedback has been noted and will be taken on board.
I can see that your concerns have already been reviewed, your complaint has been fully investigated, and a final response has been issued. I’m sorry that you’re unhappy with the outcome. As outlined in the final decision letter, your next step is to contact the Financial Ombudsman Service if you wish to take the matter further. Your escalation rights and instructions are included within that correspondence.
Thanks,
Courtney
I would advise to leave this company ASAP
I was with this company for 16 years, every year, they slowly and slowly increased my insurance, even though I had never made a claim once. I always paid never caused any problems. This year, they charged me double what every other company was coming in under, I asked if they could just match what other companies could do and they refused. I ADVISE EVERYONE TO LEAVE ELEPHANT ASAP! They're money grabbing scammers.
9 februari 2026
Omdöme utan inbjudan
Svar från Elephant
Hi,
We're sorry to hear about your renewal increasing this year. We're hugely grateful for you custom with us and hope we can accommodate you in the future. We take all feedback on board and will review our processes.
Thanks,
Georgia
Auto renwal - they just won't take 'no thanks' for an answer
I have just spent nearly an hour just trying to say no thank you to their auto renewal quote this year - which was 38% higher than the same cover with Aviva. I couldn't see how to do it in their portal. They make it impossible for you to just click a button and say no thanks. They force you to speak to 'someone' who insists on giving you other quotes even after I told them I had already bought a policy from Aviva which was 38% cheaper. But they kept offering me different prices (all of which were still much higher). Eventually accepted I did not want to renew. What a pity - they used to be so efficient.
7 februari 2026
Omdöme utan inbjudan
Svar från Elephant
Hello.
Thank you for taking the time to share your feedback. We’re sorry to hear that the process took longer than you expected, and we understand how that would be frustrating, especially when you’d already arranged cover elsewhere.
Our renewal team aims to make sure customers are fully informed of their options before making a final decision, which can sometimes involve offering a discount, if available. However, it’s important that this feels helpful rather than repetitive, and we appreciate you letting us know how it came across in your case.
We’ll take your feedback on board, it helps us review how our renewal journey can be clearer and more straightforward for customers.
Thank you again for your review, and we wish you all the best with your new policy and hope you will keep us in mind for future. - Courtney
Good multicar policy, and claim handling
I had two cars insured with Elephant, they gave me good deal for the two cars.
I had to make one claim which was not my fault. Claim process was easy and hire handling was efficient.
21 januari 2025
Omdöme utan inbjudan
I applied for Admiral and Elephant ....
I applied for Admiral and Elephant companies insurance cover, once all requested questions were answered, I got the qoutation which was 2344£ per year and payed the first payment
Then the digital assistant started a number of questions and the most were repeated questions, finally due to my convection and accedent, the both companies doabled the insurance price which 6545GBP per year, both companies are like scam, considering the othr reviews, I think both companies are not suitable for insurance.
28 december 2025
Omdöme utan inbjudan
Svar från Elephant
Hi Assir,
Thanks for sharing your feedback.
We’re sorry the price wasn’t competitive and that the process felt repetitive. When calculating insurance premiums, we use a range of rating factors such as driving history, claims, and motoring convictions. These factors help us assess the risk. If details change or are confirmed after an initial quote, the premium may be adjusted to reflect that risk.
We understand this can be frustrating and appreciate you taking the time to let us know.
Thanks, Ellie.
Frequent Login Problems
Out of the last 20 times I've tried to login to my account, The login process has failed at least 18 times. This is just unacceptable.
14 december 2025
Omdöme utan inbjudan
Svar från Elephant
Hi
I am sorry to hear you are having issues with the account, Please email us your details to ReviewFeedbackSupport@admiralgroup.co.uk so that we can get you the help you need.
Thanks
Jo
Extremely poor customer service
Extremely poor customer service. The website is broken often and can't be used reliably. Pushes you to a chat function which doesnt work.
I actually wanted to renew my policy but gave up due to these issues.
6 december 2025
Omdöme utan inbjudan
Svar från Elephant
Hi
Thank you for sharing your feedback with us. We’re truly sorry to hear about the difficulties you faced with our website and chat service, especially when you were trying to renew your policy. That’s certainly not the experience we want for our customers, and we completely understand how frustrating this must have been for you.
If you would like us to look into this further, could you please email us your details along with a brief description of the issue at ReviewFeedbackSupport@admiralgroup.co.uk
Thanks
Jo
Loyal customer badly let down in claims process
Loyal customer badly let down in claims process.
I have been insured with Elephant for 17 years. Luckily during that time I did not have to make a claim - if I had, my time with them would have been much shorter.
After an accident nearly 3 weeks ago with our electric vehicle, Elephant declared the vehicle a total loss. When I challenged this decision, they:
- Refused to provide the eengineer’s report.
- Refused to provide the basis for the total-loss determination (cost, safety or both)
- Refused to provide a valuation for my vehicle and was told wrongly this could not be provided until I submit the finance settlement figure. Suspicious. The settlement figure is irrelevant to determining the pre-accident value and is therefore not a requirement or prerequisite for providing me with the valuation.
- Pressured into agreeing to an immediate salvage collection on the basis of accumulating storage fees,clearly as a means to create undue sense of urgency, and a clear intent to coerce.
- Did not physically inspect the car before total loss decision was made. The decision was made solely on photographs despite the fact that EVs require specialist inspection of the battery, underbody structure, HV systems and subframes by fully qualified and competent engineers with the relevant HV qualifications.
The recovery agent and insurer have also refused to allow me to view and access my own vehicle, which is not supported anywhere in the policy and prevents me from challenging or understanding the assessment.
I have tried raising a complaint but emails I send seem to disappear into a black hole. If they do reply, they do not respond to information requests or queries but rather use it as an additional opportunity to threaten me with storage chargers. Most recently they have threatened that my car will be taken by the salvage company Copart if I do not agree to have it dumped on my driveway by 3rd December (i.e. tomorrow).
They are not following their own complaint process. They are breaching the rules set down for them by the Financial Conduct Authority in terms of treating customers fairly, and yet they simply do not care. I do not have a complaint handler, reference or an indication of when they will provide an initial response. For my own paper trail, I have asked for all communication to be in writing which is consistently ignored by a particular representative from the claims team.
The amount of stress this is causing me is truly unmanageable and it is being used as a coercion tactic to wear me down.
21 november 2025
Omdöme utan inbjudan
Svar från Elephant
Hello Gemma,
Thank you for taking the time to share your feedback with us. I’m truly sorry to hear that you’re unhappy with how your claim is being handled and with the decision regarding your vehicle being declared a total loss. I also regret the communication challenges you’ve experienced with our claims team. I can appreciate how frustrating and disappointing this must feel.
Please email your full name and claim number to the email address below. Once we have your details, we’ll ensure a formal complaint is registered so that your concerns can be thoroughly investigated.
Please note that the complaints team has up to eight weeks to complete their investigation and provide a final response, in line with guidelines set by the Financial Conduct Authority and the Financial Ombudsman. However, they will aim to respond as quickly as possible.
Kind regards,
Rach
ReviewFeedbackSupport@admiralgroup.co.uk
They charged me £60 to leave them
They charged me £60 to leave them. That is what a firm of scammers do. Will I use them again, never, ever in a million years. Stay clear.
1 december 2025
Omdöme utan inbjudan
Svar från Elephant
Hi
Thank you for sharing your feedback. I’m really sorry to hear that you feel disappointed with the cancellation charge. I completely understand how frustrating unexpected costs can feel.
Just to clarify, the £60 cancellation fee is a standard charge and is outlined in our Terms and Conditions, which are agreed upon when setting up the policy. This fee helps cover administrative costs associated with closing the account.
That said, your experience matters to us, and I appreciate you taking the time to let us know how you feel.
Thanks
Jo
Worst insurance in UK
It is the worst insurance company in the whole UK. Avoid these scammers.
8 november 2024
Omdöme utan inbjudan
Svar från Elephant
Hello Bobo.
We're so sorry to read you have been left feeling this way, it is never our intention. We strive to provide the best possible service to our customers and we regret that we fell short of your expectations.
If you would like us to look into anything for you, please send your full name, policy number and contact number to ReviewFeedbackSupport@admiralgroup.co.uk and we will get a member of the relevant team to contact you.
Thanks,
Courtney.
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