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I had the pleasure of working directly with Mohammad on a complex project that I have been developing for almost two years.

Mohammad was introduced to me by a university professor, which immediately gave me confidence that I would be receiving high-quality advice and support.

Throughout our engagement, I was particularly impressed by his dedication, professionalism, and commitment to fully understanding and reviewing our model. He consistently went above and beyond what was expected at various stages of the process, taking the time to explore solutions in depth and provide thoughtful, practical guidance.

Most notably, his recent structuring advice has the potential to deliver significant financial savings for our clients, whilst strengthening the overall effectiveness of our model.

I would have no hesitation in recommending Mohammad and the team at ADL Estate Planning to my closest contacts and professional network. Their expertise, attention to detail, and client-focused approach have been exceptional.

We have used mohammad and his team for our own personal.plannong aswell as my parents. He is always very attentive ,flexible, listens to us and explains everything very clearly. I highly recommend him and his team for wills and inheritance tax issues.

I had pleasure working with Mohammad and Prajesh and I highly recommend them. From first conversation, it was clear they both know their stuff, whether it is estate planning, financial planning or more complex situations that come with being expat returning to UK. They are approachable and supportive, with every step explained. Truly outstanding service.

Prajesh was incredibly generous with his insight and sensitivity to my situation, giving me tailored, compassionate advice when I was feeling very overwhelmed and uncertain about the future.

I used ADL to plan my estate after watching one of their colleagues give a fantastic presentation at a local business networking group. He explained how much money people overpay in taxes by failing to plan their estate correctly.

After my initial consultation with Mohammad and his thorough explanation, I was sure they were the right people/company to plan my estate.

They were very polite and patient, and most importantly, they ensured that my wife and I understood every bit of the process and why everything was required.

All in all, I am very happy with ADL's service. I have already recommended them to others and will continue to do so.

Thank you once more.

Mohammed certainly knows his stuff. He put us at ease straightaway. Talked us through all the technical legal jargon so that we could understand it at our level. He is very knowledgeable in all aspects of Estate Planning, IHT etc. I would have no hesitation in referring any of our friends to him.

Have to reiterate what other clients have already said. Mohammad is extremely personable. He meticulously goes through all aspects in order to formulate the correct will for the individual. He welcomed our layman's questions and answered them in full. Very quick to respond to our emails. He is obviously a Workaholic, as some replies were deep into the evening. A man at the very top of his game. No hesitation in recommending him to anyone seeking a watertight Will. Harvey & Pamela

Mohammad was an absolute star. He clearly has all round knowledge from Tax , IHT , investments, Trusts and wills.
Mohammad took time to listen and understand my needs and proposed bespoke solutions to fit my requirements. Unlike some free 30 minute consultation his session was not rushed and I didn’t feel pressured to make any decisions. It was very obvious from the contents of the discussion that Mohammad expertise in Wealth Management would benefit any client especially those with complex needs as he makes things very simple and has a great ability to think on his feet. Thank you

Very detailed expertise, much more so than most. Would highly recommend, especially if you have a more complex estate as it really needs someone of ADL Estate's calibre.

detailed unrushed conversation with all the many questions asnwered patiently. Recommended

I was so impressed with Mohammed’s knowledge and expertise.I was surprised to learn so many tax saving and wealth management strategies.He was a one stop shop !He took his time and was transparent .Agood human being too!

An incredibly insightful meeting where I learned a lot. I now have a clear path forward with ADL for tax planning that will benefit my business and my successors.

Very professional and attentive to the details. I love the way Mr. Mohammad UZ-Zaman handled the research for my case - he came back with a few scenarios and clear pros and cons. Transparency about the costs, timing and potential implications of the decision to be made was superb. Communication was great too - he constantly updated me while being in the middle of the task. Highly recommend

The service was friendly, very informative and open. All options for financial planning were covered.
Would highly recommend this company.

I had a first meeting with Mr Mohammad UZ-Zaman. He very competent and knows his stuff well.He is patient and explains things well. It’s been eye opening and would recommend him. Very thorough and knowledgeable!

I was referred to ADL and Mohammed after expressing a need to complete a complex will on my grandfathers behalf. He came with glowing credentials and a work ethic like no other. I couldn't believe how patient he was explaining everything to my grandfather and delivered detailed legal explanations in easy to understand sessions with no pressure to commit to anything.

He was extremely knowledgeable and thinking even farther than I was aware of.
This was incredibly helpful and the engagement has not even formally started lol

I thought I knew a bit but spoke with Mohammad who was a fountain of knowledge and opened my eyes further. I briefly described my position and dilemma concerning my pension and gifting to minimise IHT. Very pleased with the discussion and look forward to working with him.

Excellent, professional and trustworthy with more than a degree of empathy and providing sound advice to little old me.

Will certainly consider contacting again for advice.

I had an introductory conversation with Mohammad. He was very knowledgeable and gave clear, understandable explanations about all options. Would highly recommend.