His patience and understanding was excellent!

Chelsei Oros was so patient, informative and down to earth. I’m excited to get my life back in order and she heard every word I said and really made me feel like I can make this work!

Very helpful. Stephen Aladenoye is very knowledgeable and eloquent in his speaking.

David Hagerty was very knowledgeable. He covered all the bases

It was a very pleasant talk to Ricardo Bermudes, He explained with very detailed information about the program, I was very curious about this kind of program but I was also afraid to tried , but he explained my concerns I have, answer all my questions, and guide me step by step in to the process thank you for your help. I appreciate Rafael M.

I loved how easy the process was and how informative the representative was

Sam Davis was extremely helpful throughout the entire process of exploring my lending options. He took the time to stay on the phone with me for over an hour, patiently walking through every detail and answering what felt like a million questions. I never felt rushed, and he made sure I fully understood each option before moving on.

What stood out most was how easy he was to talk to—very warm, friendly, and approachable. Even when I asked repetitive questions, he remained patient and thorough, which made a big difference in my confidence moving forward.

He also made it clear that I could reach out to him anytime, which speaks to the level of service he provides. I would absolutely go back to Sam without hesitation for any future loan inquiries.

An amazing experience and extremely informative. Mathew was straight forward with me and was very informative. Would highly recommend

The very knowledge and confident way everything was handled

Tony Rios did a wonderful job explaining how this would help to create debt relief. How was very friendly

I was just looking for information and Javi Arais from Pennie did just that. He broke everything down for me and really helped me understand my finances and even tho I’m working a lot of OT I’m not paying down my debt. I’m just breaking even. He had numbers and a power point so I could really see the reality. He really helped me understand how credit works and how to bounce back. My gut told me I was making the right decision.

Very informative, went through the process and was very kind and understanding, and gave reassurance.

Aaron B. Did a great job very informative and good guidance.

Very knowledgeable. Personable and answered all my questions. Easy to understand his information.

Pat is a great advisor concerning program options, takes his time to connect to your specific needs and explains everything about the program clearly. I highly recommend him!

The pleasant way it was handled

Arianna Garcia was friendly, professional and very knowledgeable. She was able to help me understand the process and answered any questions I had.

Zach was very genuine and kind throughout the process. He was helpful and answered all questions. I’m glad he was the one I was connected with for this process.

I was very nervous about doing this at first. Peter the gentlemen who assisted me, made me very comfortable with what was going to come and be expected in future negotiations. He was very clear, precise and honest. I appreciated all the advice and help he offered.

I went into this 1st time experience at Pennie with apprehension and very little expectation. After a long and comprehensive conversation, I came away with a secured feeling that I'm in great hands. Particularly having team member Aaron Buckley's guidance, made it all easy in making me feel comfortable and reassured I made the right choice. And if anyone is ever is in need of direction....Pennie is there to help.