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Piragesh is a very knowledgeable property person who understands property investors and deal structures. He spent a lot of time with me advising on various scenario regarding my case. Would highly recommend him.

Piragash is absolutely brilliant. So refreshing to talk to broker to totally understands development and its complexities. I would definitely recommend them

Piragash at Totum did not only found us a very good deal for Marketing stage Bridging loan of circa £2m but amazed us with the thoroughness and attention to detail right from day one of understanding the brief and getting relevant comparisons till the very last minute of completion. We had quite a few changes in circumstances and hiccups along the way, units being sold and unsold, and solicitors being solicitors, taking long, making mistakes, however, Piragash managed all sides, with very good communication with us and the lender, due to his relationship with them and Depth of understanding of the field. The customer service is A1, we cannot recommend them enough for Development and Bridge finance. This is not the first time they have helped us with funding, and this is not the first time that things haven't gone to plan. Totum have been consistent in their customer service from day one in early 2017 when they helped us with our first loan.

Totum Finance have and continue to been a pleasure to work with. They are extremely professional and provide that individual/ bespoke approach to each business and opportunity to enable your business to grow and scale in a safe and de-risked way. The team at Totum Finance take the time to get to know you, your business and your goals and vision to assist you in the best way possible. It truly is quality over quantity with Totum.

Piragash and Steve are a wealth of knowledge and enable a completely different perspective and approach to projects, whilst ensuring to protect our business in the best way.

I would highly recommend Totum to anybody!

Totum Finance have been a pleasure to work alongside. They’ve acted extremely professionally on our behalf and have been a core factor in allowing us to grow and scale our future business strategy with the funding solutions they have presented for us. The team are extremely attentive and have helped to take off the mass stress that is usually associated with raising finance for a property project. They understood the brief from an early stage, and even managed to present options for us that were beyond our expectations. We would highly recommend their services!

We had a deal which needed executing over a short period of time; Totum Finance found us the right deal, with the right funder and worked tirelessly to get us across the line.

Totum Finance have have successfully refinanced my portfolio of London HMOs. From the very beginning, its Principal was very detailed in and through in fully understanding my portfolio and also my own circumstances and objectives. From the very beginning, the challenges in my portfolio were highlighted including the use of leasing to social housing companies. Piragash worked with me to present a strong case to the lenders. He then approached lenders directly with the case, and he was able to get interest from lenders to support my portfolio, despite other finance brokers telling me that lending against my portfolio was not going to be possible due to the portfolio being leased to social housing companies. He helped greatly with the preparation of the material that was needed, and he also was able to explain problems with our financial information to the lender that we chose. I have subsequently referred friends and clients to Totum Finance and he has been able to deliver for all of them. Totum finance is also very good at providing development finance.

Piragash and his team have been helping me finance my property development projects as well as my personal portfolio for several years now and I cannot imagine my property journey without the help of Totum Finance! I cannot recommend their services highly enough for the level of professionalism, knowledge of the market and overall commitment to the client that they have! We have financed a range of projects with Totum's help, and with the expertise they have I would not hesitate to give my next project to them as well.

EXCELLENT!
I've spoken with multiple lending brokers in the past, but none were able to compete with the service from the team at Totum Finance. Really well informed, they took the time to understand the wider situation, and then put together the best solution. I've had difficult situations where making decisions have been a real struggle, but Piragash was always on-hand to offer amazing advice. I can't thank him and his team enough, and will always go straight to Totum in future.