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Scratch & Patch Omdömen 

2 265
•
TrustScore 4.5 av 5

4,5

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 5 av 5 stjärnor

I need too put this on here, if you have a pet too insure, you would have too be barking mad ! not take a policy out with this insurer, helpful kind and just so much more too these guys, every single... Se mer

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Betygsatt 5 av 5 stjärnor

Had to take our dog to out of hours when he was poorly with an abscess, he was looked at and given antibiotics and made a great recovery. We also had to take him to our own vet's previously and afterw... Se mer

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Betygsatt 3 av 5 stjärnor

I had to change my card details to renew the policy. Portal difficult to navigate to amend this. Lady over the phone helpful but admitted she could not see the portal, between us we muddled through... Se mer

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Betygsatt 5 av 5 stjärnor

First check was speed of contact by phone. After the usual recorded Go to our Website and AP my initial call was answered in seconds. That hurdle crossed the policy and single excess with no additiona... Se mer

Företaget har svarat

Företagsinformation

  1. Husdjursförsäkring
  2. också i
  3. Försäkringsbolag

Om Scratch & Patch

Skrivet av företaget

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

Kontaktuppgifter

Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Utmärkt

TrustScore 4.5 av 5

2 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ber kunder att lämna omdömen

Detta företag bjuder in sina kunder att lämna omdömen – oavsett om de är positiva eller negativa

Har besvarat 100 % av sina negativa omdömen

Svarar vanligtvis inom 24 timmar

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,5

Alla omdömen

(2 265)

649 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 5 av 5 stjärnor

Purchase of policy

Easy to use Web site and policy clearly formatted

10 augusti 2026
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Svar från Scratch & Patch

Hi Rita,

Thanks for taking the time to leave a review. It’s great to hear the website was straightforward to use and that the policy information was clear and easy to follow — exactly how we want the journey to feel when choosing cover for your pet.

If you ever need anything along the way, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 1 av 5 stjärnor

Wouldn’t honour a valid claim

Scratch & Patch wouldn’t honour a claim by trying to claim that my pet had a pre-existing condition based on an observation made during a vet’s checkup - which didn’t relate to the condition I actually claimed for. The financial ombudsman review found they had acted unfairly and ordered them to pay. Very disappointing service at such a difficult time.

12 augusti 2026
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Svar från Scratch & Patch

Hi Alex,

We’re sorry to read about your experience and appreciate you taking the time to raise your concerns.

The details provided with your review have allowed us to locate the relevant policy and claim information, and we’re currently reviewing the circumstances surrounding the original decision and subsequent outcome in full.

We want to make sure we properly understand everything that happened before commenting further, so once that review has been completed, a member of the team will be in touch directly.

Your Scratch & Patch Family 🐾💙🧡


----- Updated Reply---------

Hi Alex,

We wanted to update our response regarding the issues you raised within your Trustpilot review and clarify the current position regarding your claim.

Upon reviewing our systems, I can confirm that the claim has not yet been overturned or paid and appears to remain in a declined position while the matter is being considered by the Financial Ombudsman Service. At the time of writing your review, we had not yet received a final decision from the Financial Ombudsman Service requiring us to change our original assessment.

We will continue to cooperate fully with their review and consider any findings provided to us once their investigation has concluded.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Price customer service

Price customer service

9 augusti 2026
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Svar från Scratch & Patch

Hi Ann,

Thank you for taking the time to leave us a review. Keeping things straightforward and making sure our customers receive good service is exactly what we aim for, so it’s great to know we delivered that for you.

If you ever need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

I was welcomed with really nice lady

I was welcomed with really nice lady, she understood my my illness cancer epilepsy, and helped me with it all over phone were I completely understood everything, every thing over computer now . Daisy was fantastic. Thank u very much x

12 augusti 2026
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Svar från Scratch & Patch

Hi Christopher,

Thank you so much for taking the time to leave this review. When you already have a lot to deal with personally, the last thing you need is for something else to feel difficult or stressful, so we’re really pleased we could make things that little bit easier for you.

Your kind words mean a great deal to the team, and we really appreciate you sharing your experience.

If you ever need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Claim for emergency surgery

My dog, Lottie needed emergency surgery. The vet handled the initial claim paperwork, there was a slight delay in confirming of her chip number but after this from surgery to claim being paid out was about a month, which was better than I’d hoped. I did have to pay 20% of the cost but that was agreed when I initially took out her insurance. Very satisfied

2 juli 2026
Omdöme utan inbjudan
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Svar från Scratch & Patch

Hi Jo,

Thank you for taking the time to leave us a review. We’re really pleased to hear that Lottie’s emergency claim was handled smoothly overall and, more importantly, that payment was made quickly.

We appreciate there was a slight delay while the chip number was confirmed, so thank you for bearing with us while that was resolved. It’s great to know you’re very satisfied with how everything was handled.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Very easy to buy on line.

Very easy to buy on line.
Excellent prices, overall good service.

8 augusti 2026
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Svar från Scratch & Patch

Hi Sandra,

Thank you for taking the time to leave us a review. It’s great to hear you found the online journey easy to use and the pricing competitive.

We’re pleased everything has gone smoothly so far and really appreciate your feedback on the overall service.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Very competitive price

Very competitive price, much better than my last pet insurance provider. Very easy to set up the policy..

7 augusti 2026
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Svar från Scratch & Patch

Hi Rob,

Thank you for taking the time to leave us a review. It’s great to hear you found the price competitive and that getting everything set up was nice and straightforward.

We’re really pleased to have you with Scratch & Patch and hope your experience with us continues to be just as smooth.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

I only joined Scratch & Patch in March…

I only joined Scratch & Patch in March this year and I am very impressed. My little dog had a vet visit and needed treatment and also two follow ups, in July. My claim went through smoothly. I had to call to confirm something and spoke to a very helpful advisor. I can recommend S&P.

7 juli 2026
Omdöme utan inbjudan
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Svar från Scratch & Patch

Hi Pamela,

Thank you for taking the time to leave us a review. It’s great to hear that, despite only joining us earlier this year, you’ve already had such a positive experience with both the claims process and our team.

We’re really pleased everything ran smoothly with your dog’s treatment and follow-up visits, and that our advisor was able to help when you needed to speak with us.

Thank you as well for recommending Scratch & Patch — we really appreciate it.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Quck and efficient

Have just renewed insurance for our dog. The cost for the 1st year was very reasonable. Sadly our dog got very sick and we had to make a claim for treatment. The claims process was very straightforward and Scratch and Patch were really good about keeping me up-to-date with the progress of it. They paid out promptly. I thought the renewal would be much more expensive but actually it hardly increased at all.

5 augusti 2026
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Svar från Scratch & Patch

Hi Bec,

Thank you for taking the time to leave us a review. We’re really pleased to hear that the claims process was straightforward and that our team kept you updated throughout what must have been a worrying time with your dog being so unwell.

It’s also great to know that the renewal came in better than you expected. We really appreciate you choosing to stay with us for another year.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

An excellent company who expedited my claim following a portal crash with their site!

I have today heard from Scratch and Patch with an apology and a promise to have my claim sorted out quickly. Apparently, they had problems with their portal and were sorry they had inconvenienced me.
Really happy that they personally contacted me and promised to resolve my claim.
They did expedite my claim and paid my insurance quickly.
I am absolutely delighted with the outcome.

11 augusti 2026
Omdöme utan inbjudan
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Svar från Scratch & Patch

Hi Rene,

Thank you for taking the time to leave a review. We’re sorry to hear about the difficulties you’ve experienced trying to obtain an update on your claim, particularly after submitting further information.

We’d like the opportunity to look into this properly and understand what has happened with the communication on your claim. We have requested some additional information via Trustpilot so we can locate your claim information.

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

This was a reasonably priced policy

This was a reasonably priced policy. I had to make a claim for my dog and it was easy enough to navigate. I’m going with this company for another year because of this experience with them.

8 augusti 2026
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Svar från Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. It’s great to hear that you found the policy reasonably priced and, more importantly, that the claims process was easy to navigate when you needed to use your cover.

We really appreciate you choosing to stay with us for another year!

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 4 av 5 stjärnor

Iv only just joined this pet insurance…

Iv only just joined this pet insurance that’s why I gave a 4 star, but there information was clear and pretty competitive prices and up til now all has run smooth ,

7 augusti 2026
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Svar från Scratch & Patch

Hi Sue,

Thank you for taking the time to leave us a review. It’s great to hear that you found the information clear, the pricing competitive and that everything has been nice and straightforward since joining us.

We completely understand the 4 stars when you’re still new to Scratch & Patch, and hopefully we’ll have the opportunity to earn that extra star as your time with us continues.

If you ever need anything, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Just quick and efficient

Just quick and efficient

6 augusti 2026
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Svar från Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. Quick and efficient is exactly what we want the experience to be, so it’s great to know everything was handled smoothly for you.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Quick and easy to renew our cover

Quick and easy to renew our cover! The company has been very helpful when our husky got ill. I would recommend them!

10 augusti 2026
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Svar från Scratch & Patch

Hi Kimberly,

Thank you for taking the time to leave us a review. It’s great to hear that renewing your cover was quick and easy, and even more importantly that our team was there to help when your husky was poorly.

We really appreciate your recommendation and hope your husky is doing well.

If you ever need anything, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Very easy to use

10 augusti 2026
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Svar från Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. Making things as simple and straightforward as possible for our customers is something we continuously work hard to provide, so it’s great to hear you found everything easy to use.

Nice, straightforward pet insurance is exactly how it should be!

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor
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Svar från Scratch & Patch

Hi Jacky,

Thank you for taking the time to leave us a review. We’re really pleased to hear you found our communication both fast and excellent — keeping things clear and responsive is exactly what we aim for.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

No problems just straightforward…

No problems just straightforward answers to any questions

5 augusti 2026
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Svar från Scratch & Patch

Hi Ian,

Thank you for taking the time to leave us a review. We’re really pleased to hear everything was straightforward and that our team were able to answer your questions clearly.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

Yet again my concerns were dealt with…

Yet again my concerns were dealt with very profesional the only concern I have when I had my renewal it did not show my monthly payments thats why I had to phone

7 augusti 2026
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Svar från Scratch & Patch

Hi there,

We’re really pleased to hear your concerns were handled professionally and that our team were able to help.

Thank you for raising the technical issue you experienced. We’re sorry you encountered this temporary glitch. Feedback like yours helps us identify areas that may need attention, so we can raise them with the relevant teams and, where possible, get them resolved quickly and prevent the same issue from happening again.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 1 av 5 stjärnor

Our dog has sadly and suddenly had to…

Our dog has sadly and suddenly had to be put to sleep I first called to cancel the insurance and the lady I spoke to said that it would be done automatically after the payment has gone through, and we would get a refund for the payment and backdated from the date he passed.

However i did not receive an email, so called again and they said we were unable to cancel it as we were in the first year of insurance,

So it went from speaking to them and saying yes we can cancel to you owe us still £93 to finish the payment year for a dog we no longer have

Very very mixed information and not acceptable in the time of sadness

7 augusti 2026
Omdöme utan inbjudan
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Svar från Scratch & Patch

Hi Aimee,

We’re very sorry to hear about the loss of your dog, and we completely understand how upsetting and frustrating it must have been to receive conflicting information at such a difficult time.

We’d really like the opportunity to look into what happened properly and review the advice you were given. We’ve sent you a request for some additional information through Trustpilot so we can identify your policy and investigate this further for you.

Once we receive those details, we’ll make sure this is reviewed by the appropriate team.

Your Scratch & Patch Family 🐾💙🧡

Betygsatt 5 av 5 stjärnor

simple to follow

simple to follow. very good price.
when i called operator was kind. calm and sensitive

7 augusti 2026
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Svar från Scratch & Patch

Hi Teresa,

Thank you for taking the time to leave us a review. We’re pleased you found the process simple to follow and the price competitive.

It’s especially lovely to hear that our team member was kind, calm and sensitive when you called — that’s exactly how we want our customers to feel when speaking with us.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

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