SafetyNet Omdömen 

19 911
•
TrustScore 5 av 5

4,8

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 5 av 5 stjärnor

Allows you to keep real control of your finances. It really is a safety net. There’s no hidden fees, and the balance you owe is clear. It’s great to be able to borrow what you need, and the credit lim... Se mer

Betygsatt 5 av 5 stjärnor

The app is simple to navigate so money is easily and quickly transferred to your bank account if needed. Any fund’s borrowed are automatically taken back after the date agreed i.e., payday, so you’re... Se mer

Betygsatt 5 av 5 stjärnor

Fantasic, quick and easy to use. Staff are always very friendly and helpful whenever i have a problem. In these trying times where we are in a cost of living crisis its such a relief to have saftyn... Se mer

Betygsatt 5 av 5 stjärnor

Safety Net Credit is so simple and easy to use. It can be accessed in mins even in a supermarket/petrol station when you are caught short. Renewing access is straightforward and takes mins. I will alw... Se mer

Företagsinformation

  1. Alternativa finansiella tjänster

Om SafetyNet

Skrivet av företaget

Feel secure in your finances
SafetyNet provides flexible credit that is easy to manage and minimises costs, with a limit of up to £1,000.
Responsible lending
Here at SafetyNet, we are committed to lending responsibly, which means we are very careful when choosing how much to lend to our customers. We carry out strict, bespoke affordability checks using a customer’s credit file and bank transaction data. We will only lend what we believe to be affordable and will not cause our customers financial difficulty.
Automatic repayments
SafetyNet repayments are designed to be taken automatically:
  • Minimising the length of time a balance is outstanding
  • Saving you interest
If, after a payment comes into your account (your salary, for example), and you have enough available balance to make a repayment, our system will apply for up to 50% of your calculated disposable income.
  • We will only attempt for repayments up to this defined value in one calendar month
  • Once this limit has been reached, no further automatic repayments will be taken
  • This may be different from the minimum payment you must make each month
How do you access my bank data?
Access to your data is via a secure, encrypted channel under the government initiative of Open Banking. We collect the following information direct from your bank (once you have granted access);
  • Bank account number and sort code
  • Transaction data
  • Balance data
Should you have any more questions please refer to our FAQs page.
Click here for our FAQs

Opening Hours
  • Monday: 08:00 - 19:00
  • Tuesday: 08:00 - 19:00
  • Wednesday: 08:00 - 19:00
  • Thursday: 08:00 - 19:00
  • Friday: 08:00 - 19:00
  • Saturday: 09:00 - 17:00
  • Sunday: closed
You can reach us during these hours on the phone, or you can use the livechat facility on our website by clicking here.
Review Inbox
If you wish to contact our review inbox you can reach us at the following address:

Kontaktuppgifter

4,8

Utmärkt

TrustScore 5 av 5

20 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ingen aktuell inbjudningshistorik

Det här företaget har inte bjudit in sina kunder på länge. Omdömen kanske inte är representativa

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,8

Alla omdömen

(19 911)

0 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 5 av 5 stjärnor

No regrets. Safety Net Lifesaver

Safety Net Credit is so simple and easy to use. It can be accessed in mins even in a supermarket/petrol station when you are caught short. Renewing access is straightforward and takes mins. I will always use safety net for as long as it is available to me. It’s like having an overdraft. I don’t know where I would be financially without safety net

9 december 2022
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

Good experience

The ability to borrow and repay easily. The company is doing well in both availability and security.

Could improve sign in on the app, as asks me to sign in a few ways before I get in

9 december 2022
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

Easy Accessible Relevant

The site is easy to use, the customer care team are helpful.
Effective to help manage finances short term.
I'd recommend I've had to use them a few times this year and honestly trust the system set up.

9 december 2022
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Works for me

Never really had an issue with safteynet the interest can be a little bit steep but that's sort of exspected and wouldn't say that's out of the norm also as someone with practically no credit history I was still able to use it without any issues so really have no complaints I've been using it off and on for awhile now and will most likely continue to do so in the future

9 december 2022
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Great Service

Allows you to keep real control of your finances. It really is a safety net. There’s no hidden fees, and the balance you owe is clear. It’s great to be able to borrow what you need, and the credit limit is set based on your finances. What I really like is Safety Net regularly assess’ your account to make sure you remain in a positive position to be able to borrow and repay, this is done without judgement but so as to protect you from financial difficulties.

9 december 2022
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Christmas come early.

Safety net credit where do I start a reliable easy to use service with no strings attached,borrowing is easy and repayments are even easier,should you need to contact Safety net credit they're always very obliging,polite and approachable,basically a top class service which I thoroughly recommend.

9 december 2022
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

This is a life saver

This is a life saver. I'm rubbish at saving so when a special occasion comes up or an unexpected bill then I know I'm covered until my payday

2 december 2022
Omdöme utan inbjudan
Betygsatt 3 av 5 stjärnor

They would not give me extra credit…

They would not give me extra credit having been with them all these years and never missed a single payment having the funds to pay back easy. They have been a help.

1 december 2022
Omdöme utan inbjudan
Logotyp för SafetyNet

Svar från SafetyNet

Hi Gary,

Thank you for taking the time to leave a review.

Given the context of your review, we would like to take the opportunity to explain how SafetyNet works, particularly in relation to interest rates as well as our affordability checks.

Here at SafetyNet, we are committed to lending responsibly, which means we are very careful when choosing how much to lend to our customers.

We carry out strict, bespoke affordability checks using a customer’s credit file and bank transaction data.

We will only lend what we believe to be affordable and will not cause our customers financial difficulty. If you do become eligible for an increase you will be contacted automatically via your dashboard.

In the meantime, if you would like to discuss any aspects of your account or how the product operates in more detail, please call us on 0808 169 4911 or chat with us via our Live Chat facility, this is available from our website, www.safetynet.credit.

Our lines are open Monday to Friday between 8am – 7pm with our live chat also available on Saturday between the hours of 9am – 5pm.

Alternatively, email us at reviews@safetynetmail.co.uk.

Kind regards,
SafetyNet Reviews Team

Betygsatt 1 av 5 stjärnor

Meant to be £20 minimum payment

Meant to be £20 minimum payment. They think it's ok to take what ever they feel like. Last week they took over £300 in one go.

1 december 2022
Logotyp för SafetyNet

Svar från SafetyNet

Hi Gary,

Thank you for taking the time to leave a review and we appreciate you providing us with the relevant details. We are sorry to hear you are dissatisfied with your SafetyNet experience.

We have arranged for one of our Customer Care agents to contact you in order to talk you through any concerns you may have.

In the meantime, we would like to take the opportunity to explain how SafetyNet works, particularly in relation to repayments.

One of the features that makes SafetyNet unique is that there is no set repayment date.

When your balance increases in your linked bank account by £50 or more, an automatic repayment will be applied for. This reduces your SafetyNet balance, minimising the interest you pay.

When an automatic repayment occurs, we make sure the repayment will not leave you with less than £30 above your SafetyNet Level.

A SafetyNet Level is a user defined level that prevents unauthorised overdraft fees. This level is set to £20.00 above the authorised overdraft level by default.

If for any reason we cannot access your bank account information, automatic repayments will not be applied for.

We will then try to take full repayment when your salary is next paid into your account. The repayment will be taken via your debit card by using continuous payment authority.

Whenever a repayment is applied for you will be notified via email and text confirming whether this was successful or not.

SafetyNet is best described as a revolving credit facility, meaning the service can be reused whenever you need to and is not removed on a set date or after a fixed number of withdrawals.

If you wish to withdraw funds again after a repayment has been made, you simply log into your dashboard at any time and request your available funds. These funds are then deposited into your bank account, usually within 15 minutes.

However if this has left you in any difficulty, please call us on 0808 169 4911. or chat with us via our live chat facility, this is available from our website, www.safetynet.credt

Our phonelines and chat service are open Monday to Friday between 8am - 7pm and Saturdays 9am - 5pm.

Alternatively, email us at reviews@safetynetmail.co.uk

Kind regards,
SafetyNet Reviews Team

Betygsatt 5 av 5 stjärnor

Peace of mind

It's a relief to know there's cash available, should need it.
Anyone can encounter an unexpected expense, at exactly the wrong time.
Safety Net Credit is a comfort.

18 november 2022

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

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