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My Car Credit Omdömen 

1 160
•
TrustScore 4.5 av 5

4,6

Billån och finansiering
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Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 5 av 5 stjärnor

I’ve had a really positive experience with My Car Credit, and I especially want to mention Joshua, who has been absolutely amazing throughout the process. He was always so helpful, answered all o... Se mer

Betygsatt 5 av 5 stjärnor

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... Se mer

Betygsatt 5 av 5 stjärnor

Fast response & competitive prices. The bank is still thinking of offer/% & i already collected car last friday. Bank % was slightly lower but asking too manny silly things like my tax returns & co... Se mer

Betygsatt 3 av 5 stjärnor

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... Se mer

Företagsinformation

  1. Billån och finansiering
  2. Finansmäklare

Om My Car Credit

Skrivet av företaget

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.

Kontaktuppgifter

4,6

Utmärkt

TrustScore 4.5 av 5

1 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ber kunder att lämna omdömen

Detta företag bjuder in sina kunder att lämna omdömen – oavsett om de är positiva eller negativa

Har besvarat 100 % av sina negativa omdömen

Svarar vanligtvis inom 48 timmar

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,6

Alla omdömen

(1 160)

213 omdömen under de senaste 12 månaderna

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Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer
Betygsatt 5 av 5 stjärnor

I was dealing with Hadi

I was dealing with Hadi, and he is absolutely brilliant and nothing is to much. He even searched cars for me and emailed his findings. Once he found the car for me he done the leg work and got everything in place.
Bloody brilliant.

21 november 2025
Betygsatt 1 av 5 stjärnor

I would strongly advise avoiding My Car Credit / Evolution Funding.

At the start, they offered me a very attractive APR of 9 percent. Once I found a car, they suddenly claimed the lender wouldn’t finance it because they “don’t pay VAT”, which already raised questions. When I found another suitable car, they sold me a warranty upfront, which I paid for in good faith.

They then sent the invoice to their finance company and kept me waiting for three days with no update. When I finally called this morning, all I was told was, “I’m afraid we can’t go ahead with your application at this time.” No explanation, no email, no courtesy message, and no advice on what to do next. Just a dead end.

Despite having an excellent credit score, they ran my application through multiple lenders without informing me. I now have five hard searches on my credit file, all because they kept trying different companies behind the scenes. Those searches sit on your record and reduce your chances of getting finance elsewhere.

For a £20,000 car, their commission would have been around £2,500, with £500 of that going to ClearScore for the referral. It now feels like these brokers lure you in with a low APR, run multiple hard searches without consent, and leave you worse off when everything collapses on their side.

I’ve decided to wait until March for the searches to cool down and then take out a personal loan and buy the car directly. Far simpler.

Overall, the experience was stressful, unclear, and honestly quite disappointing. Avoid this company.

14 november 2025
Omdöme utan inbjudan
Logotyp för My Car Credit

Svar från My Car Credit

Dear Slim,

Thank you for taking the time to leave a review. We understand it can be disappointing when a finance application cannot progress.

When you apply, an initial APR is generated using the information provided and an early view of your credit profile. As the application moves through further checks, additional information can sometimes change the outcome.

As a broker, we work with a panel of lenders who each carry out their own assessments. They make the final decision on whether they can offer finance, and they are not required to share the reasons behind that decision. In this instance, the lender was unable to proceed, which means we’re unable to take the application forward.

As the decision is final, we’re not able to provide any further detail.

Kind regards,
Evolution Funding

Betygsatt 5 av 5 stjärnor

Excellent to deal with

Excellent company to deal with front start to finish, catered for my every need and found loan that fitted perfectly within my budget, would highly recommend using and would use again in the future.

28 oktober 2025
Betygsatt 5 av 5 stjärnor

An absolute delight to deal with!

An absolute delight to deal with. So easy to apply, a friendly and knowledgeable agent talked me through the whole process, next steps and also checked in after all had gone through and I had collected my car.

Everything was done digitally, so there were no mountains of wasted paper and unpredictable royal mail to dictate how fast/slow the process would take. Digital first, so much more reliable!!

I couldn't be more pleased with the service - Thank you and a big shout out to Connor, whom I dealt with for this process.

24 oktober 2025

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

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