My Car Credit Omdömen 

1 160
TrustScore 4.5 av 5

4,6

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 5 av 5 stjärnor

I’ve had a really positive experience with My Car Credit, and I especially want to mention Joshua, who has been absolutely amazing throughout the process. He was always so helpful, answered all o... Se mer

Betygsatt 5 av 5 stjärnor

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... Se mer

Betygsatt 5 av 5 stjärnor

Fast response & competitive prices. The bank is still thinking of offer/% & i already collected car last friday. Bank % was slightly lower but asking too manny silly things like my tax returns & co... Se mer

Betygsatt 3 av 5 stjärnor

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... Se mer

Företagsinformation

  1. Billån och finansiering
  2. Finansmäklare

Om My Car Credit

Skrivet av företaget

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


Kontaktuppgifter

4,6

Utmärkt

TrustScore 4.5 av 5

1 tn omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ber kunder att lämna omdömen

Detta företag bjuder in sina kunder att lämna omdömen – oavsett om de är positiva eller negativa

Har besvarat 100 % av sina negativa omdömen

Svarar vanligtvis inom 48 timmar

Så använder företaget Trustpilot

Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,6

Alla omdömen

(1 160)

213 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 4 av 5 stjärnor

Good fast and efficient service

Good fast and efficient service, only problem I had was it asked you to e sign the agreement which is slightly miss leading as it should say log in and e sign should be at the very end of the documentation which it actually is , but unfortunately reads as if you are needed to sign prior to getting the terms of the loan agreement .!

2 mars 2026
Betygsatt 5 av 5 stjärnor

Just fantastic service

After being offered a ridiculous rate from other lenders, these people had me a fantastic deal on the table and accepted in under 24 hours OVER THE WEEKEND!!!!. Fantastic people to speak to and could not be more helpful. Highly Highly recommended.

2 mars 2026
Betygsatt 5 av 5 stjärnor

They gave me a chance

Everyone rejected my application and they took a chance on me. Hadi helped me every step of the way along with Molly to get it all sorted in the time I wanted to get it done by.

12 februari 2026
Betygsatt 1 av 5 stjärnor

DO NOT USE THIS COMPANY!!

DO NOT USE THIS COMPANY!!

I enquired about car finance and ended up speaking to an agent at My Car Credit.

The agent advised me that he had carried out a credit check to see if I could get accepted with a lender. I advised the agent at the time that I did not want lenders to be explored because I didn't want multiple hard searches left on my credit file, as I had not found a vehicle yet and was more interested in rates and lending criteria.

Despite this, I noticed that hard searches had been left on my credit file. I complained about this to the agent, who then subsequently agreed to speak to a team leader to get the searches removed, as I had not consented to this. He then called me back and said that a team leader had agreed for them to be removed and that a request for this had been raised with the relevant team.

In further conversations with the agent, he once again confirmed that the request to remove the searches had been raised and even sent a follow-up email to the relevant department whilst I was on the call with him.

My credit report updated yesterday, and multiple hard searches have been left on my report, which has now impacted my score significantly. I sent an email to the CRA's advising that this is incorrect and requested for them to be removed immediately. The CRA's have since come back stating that they have been informed that the information is accurate, so they cannot be removed.

I was informed by the agent that this had been rectified weeks ago, which is clearly not the case. I can only assume I was lied to in an attempt to get the sale pushed through.

This has now decreased my score significantly, impacting my ability to proceed with car finance in the coming months. I have contacted the company FOUR times to get this resolved and am constantly ignored or fobbed off.

I will not be proceeding with the car finance quote offered to me and will be referring my complaint to the Financial Ombudsman Service for them to investigate.

8 januari 2026
Omdöme utan inbjudan
Logotyp för My Car Credit

Svar från My Car Credit

Dear Tammy,

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience.

We take concerns of this nature very seriously and your comments have been shared with the relevant teams within My Car Credit for review. As part of this process, a member of our team may contact you directly.

As we’re unable to discuss individual applications or account details in a public forum, we’d encourage you to contact our Complaints Team so your concerns can be investigated fully and responded to in line with our formal complaints process. You can do this by emailing complaints@evolutionfunding.com, quoting your name and details of your complaint.

Thank you again for raising this with us.

Kind regards,
My Car Credit

Detta är Trustpilot

Vem som helst får skriva ett omdöme på Trustpilot. Den som skriver ett omdöme äger sitt omdöme och detta innebär att personen i fråga kan redigera eller ta bort sitt omdöme när som helst. Omdömen finns kvar på Trustpilot sålänge omdömeslämnarens konto är aktivt.

Vi skyddar vår plattform med hjälp av dedikerade medarbetare och smart teknologi. Läs mer om hur vi bekämpar falska omdömen.

Läs mer om omdömesprocessen på Trustpilot.

Här är 8 tips på hur man kan skriva omdömen på bästa sätt.

Verifieringen hjälper till att säkerställa att det är riktiga människor som skriver omdömena som du läser på Trustpilot.

Att erbjuda belöningar för omdömen eller att bara be en viss grupp personer att skriva ett omdöme kan påverka företagets TrustScore. Detta strider mot våra riktlinjer.

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