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I would give Kris 6 stars if I could. He's an absolute master in the industry.
I really needed to get a residential remortgage sorted asap, and he's helped guide me every step of the way.
The process only took a matter of 3 weeks! I don't know any brokers who is as efficient as this legend.

He provided me with great connections to solicitors to help speed up the process and have kept me in the loop via quick email replies / phone calls back.
I can't wait to have Kris help me further down the line with future mortgage applications I may need.

I have no hesitations to introduce Kris to my family and friends for his expertise.

Thanks again Kris.

Working with Kris has been a great experience over several years - and a similar number of mortgage deals and bits of financial advice! Kris is friendly, easy to talk to, and really knows his stuff. He takes the time to listen to what you need and explain everything clearly (no confusing jargon). His communication is timely and spot on — I never have to chase for updates, and he always keeps me in the loop. He always goes the extra mile - whether it's finding the best deal or answering questions late in the day, he genuinely cares about doing a good job and I have recommended his services to my friends and family.

Kris has been our mortgage advisor for over 10 years, helping us with several complex mortgage deals as part of our property portfolio. We can’t recommend him highly enough and regularly refer people we know to him for advice.

From start to finish, his level of service is professional and knowledgable. His communication is clear, timely, and reassuring throughout the process, making what can be a stressful experience feel completely manageable!

He truly goes above and beyond to find the best deal, updating that deal regularly as rates change. All the products have been tailored to our needs and he takes the time to explain the detail in a way that was easy to understand.

Professional, knowledgeable, and genuinely dedicated to his clients, Kris has made all the difference in securing our various mortgages with confidence.

If you want expert advice combined with exceptional personal service, look no further - we’ll be using him again when it’s time to remortgage!

Kris and Dina recently a sorted our first mortgage, and we couldn’t be happier. They kept us updated at all times and, while the sale dragged on, even managed to get us a lower rate. Superb communication throughout and very pleasant to deal with. Already recommended KLC to friends and will continue to do so.

Used Kris for over 15 years now, from purchasing our first flat, to a house, to our next houses, to many re-mortgages! Always personable, knowledgeable, resposive and mostly importantly "on it" with latest economic data, products and engineering. Couldn't recommend more

Poor knowledge, poor communication, poor offers, poor, poor everything.

Do not trust a penny of your wealth with this guy! This is not his first company to fail, he'll be moved on before you realise your money is lost. He has repost images on Instagram, claiming them to be his own, they are not.

I wish someone had warned me. No real customer has made a genuine positive comment about this company.

I had an incredibly bad experience with Kris at KLC Mortgages. I anticipated receiving solid guidance, but instead, it felt like I was conversing with a brick wall. His dismissive attitude was palpable, especially when I posed questions. As a woman, I expected to be treated with respect, yet he spoke down to me as if I were completely ignorant about mortgages.

The entire process was exasperating. Rather than taking the time to thoroughly explain the various mortgage options available, Kris rushed through everything as if he had far more important matters to attend to. At one point, I even got the unsettling impression that he was attempting to ask me out on a date rather than assist me with my mortgage! It was not only awkward but also profoundly unprofessional. I felt like I was being herded toward the quickest sale rather than being afforded the opportunity to make an informed decision. When I tried to voice my concerns about the terms and conditions, he dismissed them outright, making me feel as though I was overreacting. It was disheartening to feel so belittled, especially when I was merely trying to understand what was best for my financial future.

Ultimately, I felt like I was just another transaction to him, not a person with legitimate concerns. I chose to work with another broker who actually listened to me and made me feel valued. If you’re in the market for a mortgage broker, I strongly advise you to look elsewhere. Spare yourself!

I've had a frustrating experience with Kris. He doesn't respond to emails and seemed to imply that I was at fault. It feels like there's always an excuse, and I can't help but wonder why this company operates this way. It's concerning that they've been able to continue like this for over twenty years!

I recently had the misfortune of working with Kris from KLC Mortgages, and I have to say, it was an experience that left me feeling more than a little uncomfortable.

At first, Kris seemed like your typical mortgage broker—knowledgeable, friendly, and eager to help me secure the best deal for my new home.

Kris began to ask me increasingly personal questions that had nothing to do with my mortgage application.

While I appreciate a personable approach, there’s a fine line between friendly and invasive, and unfortunately, Kris crossed it. I ended up feeling more like a subject of curiosity than a client seeking financial advice.

I recently received a phone call from a man who claimed to be offering mortgage assistance. At first, I thought it was a legitimate call, and I was open to hearing what he had to say. However, as the conversation progressed, things took a turn for the worse.

Instead of sticking to mortgage-related topics, he began asking me very personal questions that made me feel uneasy. He inquired about my relationship status and even made comments that felt inappropriate. It was clear that he was not interested in helping me with my mortgage but rather trying to pry into my personal life.