Growth Street Omdömen 

228
TrustScore 4 av 5

4,0

Även om vi inte verifierar specifika påståenden eftersom omdömeslämnarnas åsikter är deras egna, kan vi märka omdömen med en ”verifierat”‑etikett ifall vi kan bekräfta att en företagsinteraktion har ägt rum. Läs mer

För att skydda plattformens integritet granskas både verifierade och overifierade omdömen av vår automatiserade programvara som är tillgänglig dygnet runt. Tekniken är utformad för att identifiera och ta bort innehåll som bryter mot våra riktlinjer, inklusive omdömen som inte är baserade på en äkta upplevelse. Vi är medvetna om att vi inte kan lägga märke till allt. Det går att flagga sådant som du tror att vi kan ha missat. Läs mer

Det här tycker kunderna

Betygsatt 1 av 5 stjärnor

None of the money that I placed on their platform has been invested since 15 June 2020. It means that I receive no interest and that I have lost the welcome bonus because I won't comply with the mi... Se mer

Betygsatt 5 av 5 stjärnor

Happy investor for more than 4 months. Interest rate as advertised paid on monthly basis, appropriately sized Loan Loss Provision funds and simple interface. Haven't tried the ISA bond yet as it r... Se mer

Betygsatt 4 av 5 stjärnor

Growth Street offer easy hands-off investing, you earn around 5% or so, and your money goes to businesses requiring an overdraft, on a monthly basis. The business model is new, and evolving to meet in... Se mer

Betygsatt 5 av 5 stjärnor

Modest amount invested 3 months ago and so far everything seems to be performing as expected.Will be considering adding further funds when available. I like the fact risk is diversified across the who... Se mer

Företagsinformation

  1. Investeringstjänst
  2. Finansiella tjänster

Informationen kommer från olika externa källor

Growth Street is a peer-to-peer lending platform that connects lenders with businesses. On our investor marketplace, lenders can earn up to 5.3% a year, or earn interest tax free in our ISA. We’re also transforming the business overdraft. Through our flagship product, GrowthLine, SMEs can unlock between £25k and £2m of cash tied up in their invoices, stock or work-in-progress (terms apply). Remember, your capital is at risk if you lend to businesses. P2P lending is not covered by the Financial Services Compensation Scheme.


Kontaktuppgifter

4,0

Bra

TrustScore 4 av 5

228 omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Ingen aktuell inbjudningshistorik

Det här företaget har inte bjudit in sina kunder på länge. Omdömen kanske inte är representativa

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Se hur deras omdömen och betyg hämtas, betygsätts och modereras.

4,0

Alla omdömen

(228)

0 omdömen under de senaste 12 månaderna

Skriv ett omdöme
Företag på Trustpilot får inte erbjuda incitament eller betala för att dölja omdömen. Omdömen är enskilda användares åsikter och inte Trustpilots åsikter. Läs mer

Betygsatt 3 av 5 stjärnor

Security of funds is a major concern…

Security of funds is a major concern for me and the only thing stopping me adding more funds.
Provision fund is around 3.5% prefer 5% or above.
Otherwise everything seems to be going fine so far. Software is straightfoward and simple.
Transfers usually také around a couple of hours on a weekday and the lending queue is about an hour. Does what it says on the tin!

4 mars 2019
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

Easy to use

Easy to use. As an investment, it is not impressive - 5.3% and no control over where money is lent. For peer-to-peer lending, with the associated risks, more control and higher returns could be expected, but that is the Growth Street model, so you know what you are buying into.

26 januari 2019
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

So far, very good

I’ve been using Growth Street for 3 months now. So far everything has gone like clockwork and I’ve been very impressed. There has been no delay whatsoever in getting money lent out. Whilst I wanted both to make an initial investment with Growth Street and two subsequent top-ups since, cash back incentives applicable in all 3 instances have been most welcome. It’s great that the loans are only for a month so that in normal circumstances you can readily gain access to you money. Now, if only they’d offer an ISA - come on guys!

21 januari 2019
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

A favourite platform for P2P Lending

One of my favourite peer to peer lending platforms. Easy to use (no real choices to make - you invest at the market rate [5%ish] and that's it). I like it because:
-it has a provision fund to minimize loses (so you are effectively diversified against the whole portfolio)
-the loan terms are fixed at 30 days, so you can easily withdraw as needed
-You don't need to invest a large sum to get going
- I've had good contact with partners throughout, including answering specific questions to do with the process.

It used to be a rather slow to be matched with loans (hence the 4* rating rather than 5*), but this has been much improved over the last year or so.

16 december 2018
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

Very good investor customer service and…

Very good investor customer service and an impeccable record on safe loans and full repayment to investors.
My only problems are that as there have been quite long periods over the last year I used Growth St when my money was not earning interest - and after eventually coughing up tax on the interest I think I have lost money in real terms due to inflation - I have sadly decided to withdraw funds and invest in secured bridging loans which earn about double or more interest but much longer length investments.
This will help other current GrowthSt investors as the amount I am withdrawing will reduce the current lending queue by about 40% and therefore they will start earning more quickly.
When they paid 6.5% it was much more viable for me.
Growth Street is much better for investors who need the 30 day access to their capital, I don't need this right now.
Its been good but I have to vote with my wallet, Thanks Growth Street!

17 oktober 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Great experience as an investor!

I have had a great experience using this site as an investor. It is simple to use, transfers in and out have been smooth, rates on offer are competitive and I have been impressed with the level of communication and customer service. I would not hesitate to recommend Growth Street and will be increasing my own allocation to this site over the coming months.

16 oktober 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Good website, easy to do business with

Good website, easy to do business with.
Only minor issue is delay (sometimes) to matching funds so reducing effective interest rate but as I write this is 2 days giving effective 5.2%. Highest I've seen is 4 days, the current time to match can be found via Help / FAQ page.
I can live with this, better that Growth Street don't take on iffy loans just to soak up available funds.

1 september 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

New investor view...

I have invested via Growth Street for a little over two months. The model is a very straightforward proposition, risk is mitigated and my interaction with the company has been well received. The website is very simple and unfussy. So far, so good.

29 augusti 2018
Omdöme utan inbjudan
Betygsatt 4 av 5 stjärnor

High interest rate but small-scale and not very transparent.

Attractive interest rate for investors. Website easy to use and to understand. Funds seem to be reinvested each 30 days with 2 or 3 days delay. My only concerns at this stage (investor for three months) are the relatively small scale of the platform, and therefore liquidity risk (sometimes only just over 90% of total investor funds are invested); and the lack of any information on who and what exactly my money is invested with (unlike, say, Allianz Capital, who are fully transparent about who the investors are, what the loans are for, etc).

27 augusti 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Easy Money

Very easy to setup and manage. I have only been investing on Growth Street for 2 months, though have been using other P2P platforms for 5 years. Growth Street is by far the easiest to use, as it provides no investment choices, yet gives a fair return and with the protection of a provision fund. Excellent as part of a balanced P2P portfolio.

26 augusti 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Small but Impressive

I have used, and continue to use, other p2p lenders for longer term lending but was attracted to Growth Street because of its excellent rates in the rolling market. These consistently beat the opposition by a margin of approximately 40%. Although a small player Growth Street offers the same safeguards to investors as the biggest rivals - Ratesetter for example. They set up is transparent and the quality of advice and support is excellent. My only reservation is the relatively small portfolio which means that vulnerability to defaults is greater than for larger competitors. However because borrower vetting processes are sound and there is adequate provision for covering minor defaults the risk is probably no greater than with other p2p lenders. As the business grows it could well prove to be the best in the rolling market.

10 augusti 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

All seems good

All seems good, interest comes in. I have not tried to take money out yet, but it is available every 30 days so shouldnt be a problem

18 juli 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

Out of the 3 p2p platforms that I…

Out of the 3 p2p platforms that I invest in Growth street is my prefered option. I find the reinvestment times quick and efficent and so far the interest rates are consistently competitive.

14 juli 2018
Omdöme utan inbjudan
Betygsatt 5 av 5 stjärnor

I've only been investing with Growth…

I've only been investing with Growth Street for a few months, but so far all has been good. It was easy enough to set up the account and to pay money into it. Loans have been repaid within a month and the money has been re-loaned pretty much immediately at the current market rate of interest (5.3%). So far I'm very happy.

13 juli 2018
Omdöme utan inbjudan

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