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I have first call with Subhagi and she is awesome, takes care of clients and I got approved in my first call for about 45k for 12 months 0% APR.

Great experience with the representative who helped me with credit card approvals. Subhagi was knowledgeable and patient. The process was smooth, quick and stress free.

Nicole was excellent in walking me through the process to successfully obtain the 12 month interest free credit cards. In less than a day she was able to obtain over 123K in funding. I cannot more highly recommend her and this program from Boge Group.

Boge Group exceeded my expectations with their focused process and the guidance for expediting approvals! Special thanks to my account manager, Ty Marker, for his assistance and his dedication to my success. I was very well taken care of and I highly recommend Boge Group to everyone seeking business credit services.

I am sorry for the delay in this review. I recently totalled my vehicle, lucky to be alive.
Sonja has been absolutely wonderful to work with. She makes all of the steps easy and I appreciate her assistance in this process.
Thank you,
Andrea Phillips

My wife and I contacted The Boge Group in September 2025 because we were interested in purchasing an investment property valued at approximately $300,000. During our initial conversation, we were told that with credit scores above 800, we could each qualify for $75,000 to $150,000 in business funding.

On September 9, 2025, we paid an initial deposit of $1,000, followed by an additional $8,800 on October 6, 2025, for a total of $9,800. We were assured that the Boge Group had “Client Relationship Managers” who would work directly with banks to maximize funding approvals, and that there was an 80% approval rate.

We paid for funding services for both myself and my wife. However, my wife was only approved for $40,000, far below the minimum range of $75,000–$150,000 that was advertised and promised. In my case, I received seven denials, despite following their instructions exactly. These denials have caused my credit score to drop by 40 points, which has negatively impacted me financially.

The Boge Group instructed us to open a new Chase checking account and to visit a branch in person to apply for a credit card. They advised us to inflate our reported income in order to secure a higher limit, claiming that this would result in $50,000 approvals for each of us. We followed their instructions, but both of us were denied.

We were later told to overstate our business income and schedule a virtual appointment with Truist Bank, but we were denied again, as we already had an existing credit line.

Additionally, the Boge Group advertised that once approved, clients could liquidate up to 90% of the card limit (minus any existing balance). This statement is false advertising, as American Express explicitly limits cash advances to no more than 50% of the credit line.

In summary, the promises made by the Boge Group were misleading and not fulfilled, resulting in financial loss, credit score damage, and false guidance that encouraged misrepresentation of income during bank applications.

On November 4, we officially won our dispute against Boge through our credit card company.
Despite that, on November 11, I received an email from Boge stating they may pursue “further action,” including sending our account to a collection agency.

This company simply will not stop—even after failing to deliver the services they promised and despite the chargeback decision in our favor. Their tactics are predatory, misleading, and designed to pressure people who have already been taken advantage of.

It’s time for all of us who have been affected to take the next step.

Let’s start reporting the Boge Group to the Federal Trade Commission and our state Attorneys General.
The more reports filed, the stronger the case becomes to investigate and shut down these harmful business practices.

They need to be held accountable. They need to stop ripping people off.

The BOGE group helped coach me as a business owner with how to establish credit. Nicole Furlin was my funding advisor and she was very knowledgeable and helpful throughout the process. This is not an easy process. You have to do the work, but if you do the work then you can get funding.

I would highly recommend to work with Keeth. Keeth has made the funding process very easy going.

Subhagi was extremely helpful in walking me through different credit cards my LLC applied to and sequentially applying to maximize credit lines as well as little tricks to the trade to find longer periods with 0% interest such as with US Bank. Approvals received with AMEX, Chase and pending approval with US Bank

Keeth McKinney has been more than helpful throughout this process. He is super professional, sharp,and punctual. I'm glad I have been able to work with him!

BogeGroup has been extremely thorough and professional throughout the entire process. Every step was clear, easy to follow, and exceeded my expectations. Their attention to detail and communication made the experience smooth and stress-free. I truly appreciate how organized and reliable they’ve been from start to finish. Special thanks to Keeth McKinney for his outstanding support and professionalism he went above and beyond to ensure everything went perfectly. Truly appreciate his dedication and excellent service!

Keeth and team have been a pleasure to work with !

Subhagi was really helpful and educated me on how to go through the balance transfer process which i did not fully had a grasp of since the beginning, But with patience we came we a few strategies that we can implement to make this work... specially her educating me on what is needed on how to go about all this for the future was amazing. Thank you Subaghi. Despite al my background and history with the boge group I will still recommend you guys take the opportunity to work with them because it works.

Working with Keith as been really amazing. I've never worked with somebody that was so on top of everything that was going on as I have since I've been working with Keith.

While I am still in the middle of this process, the entire group is focused on the goal. I look forward to continuing the process to see where we go from here!

Working with Keeth from the BOGE Group has been an excellent experience. He provides top-notch customer service, taking the time to answer every question thoroughly and ensuring I understand each step of the funding process. His patience, professionalism, and clear communication make what can be a stressful process feel smooth and straightforward. I truly appreciate his dedication and support in helping me secure funding for my business. Highly recommended!

Nicole furlin is a pleasure to work with she was knowledgeable and patient and I felt comfortable working with her . I now see the possibility to achieve financial success and the very near future and I look forward to my continued support from Nicole and everyone else I’ve worked with from the bogegroup they come highly recommended from me 👍🏿

pretty good service and ready to. get more approvals, thanks to subhagi sehgal got 2 new cards and i think it was worth my time

Sonja from the Boge Group has been kind, patient, and attentive throughout our work together. What I appreciate most is how she slows down when needed, answers every question with clarity, and brings an encouraging spirit to each interaction. Her support is and has made what could be a stressful situation feel intuitive and pleasant. I would highly recommend her to anyone.

To begin I want to say that getting funding through the Boge Group is very real and legitimate. I’ve read other reviews stating that they are scammers. However, the results I’ve experienced speak for themselves. I’ve acquired $120K in business credit in less than a month, and still going for more. The process is somewhat long and strenuous, but nothing good ever comes easy. And the results are directly related to the applicant’s credit worthiness and speed. So if others are experiencing low success, it is due to the applicant and not the process.

I’ve spoken to several different people on the team and everyone has been professional and welcoming. Nicole did the majority of the work guiding me through the process. She was knowledgeable, responsive, and very patient with me. And a great cheerleader! The funding I’ve received is truly life changing and I am excited to see what lies ahead. Thank you Boge Group!