Principality Building Society Omdömen 249

TrustScore 3.5 av 5

3,3

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Det här tycker kunderna

Betygsatt 1 av 5 stjärnor

So unhelpful when you phone them up. Had enough now so will be closing my account in the next few months. As for the online account - simply awful. Hardly ever works and the request for support is... Se mer

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Betygsatt 5 av 5 stjärnor

Always excellent to deal with; had my mortgage with them & agreed additional borrowing at one point too. Friendly call centre based in Wales, people always friendly & helpful. First rate service. Don'... Se mer

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Betygsatt 5 av 5 stjärnor

I wanted to change my account to a new ISA.Spoke to Phillip at Principality,he was very professional ,made me feel my custom was wanted .He did everything I asked and completed my request in a matter... Se mer

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Betygsatt 1 av 5 stjärnor

worst possible banking experience of my life. deposited money each month, never been able to access it. spoke to CS, sent a reset code in the post, security answers were changed over and over online a... Se mer

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Företagsinformation

  1. Hypotekskassa

Skrivet av företaget

A mutual building society of 500000 members. Helping members with savings and mortgages for over 150 years.


Kontaktuppgifter

3,3

Medel

TrustScore 3.5 av 5

249 omdömen

5 stjärnor
4 stjärnor
3 stjärnor
2 stjärnor
1 stjärna

Har besvarat 93 % av sina negativa omdömen

Svarar vanligtvis inom 1 vecka

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Betygsatt 5 av 5 stjärnor

Easy to open a new account. Good interest rates and helpful advisors.

Complete antithesis of another Welsh Building Society initial beginning with "M". With Principality it was easy to open and access accounts online. Competitive interest rates too. I've phoned a couple of times and was answered promptly by a helpful advisor. Tried several times to open a regular savers account with "M" and failed miserably. "M" could learn from Principality as to how straightforward it should be!

12 november 2025
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Svar från Principality Building Society

Hello
Sorry for the delay in repling to you, a big thank you for your 5* review.
Regards
Principality

Betygsatt 1 av 5 stjärnor

worst possible banking experience of my…

worst possible banking experience of my life. deposited money each month, never been able to access it. spoke to CS, sent a reset code in the post, security answers were changed over and over online and yet not one correct answer was ever accepted. ring to highlight my issues with the account and the lady simply said we'll close the account for you then. zero customer service skills and a building society that clearly doesn't care the they haven't got a clue how to manage anyone's money.

5 november 2025
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Svar från Principality Building Society

Hi Olly
Sorry that you were not able to access your account online. This is not usually what we would suggest and would walk a customer through the process. Thank you for your feedback it is looked and would be great to know who you spoke to.
Thanks
Principality

Betygsatt 5 av 5 stjärnor

All the staff are most efficient

All the staff are most efficient, special thanks to Haley and Holly for outstanding customer service, Having dealt with Building Societies for over 50 Years, Prinipality is without doubt the Market Leader for customer service and both Hayley and Holly are a credit to Principality.I will always invest with them and can highly recommend the company to all and sundry

5 november 2025
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Svar från Principality Building Society

Hi Phil
Big thank you for your review. Sorry for the delay. What a lovely review and an absolute pleasure to read.
Kind Regards
Principality

Betygsatt 5 av 5 stjärnor

Something positive

I have been taking advantage of the interest rates on the regular savings accounts for a few years now.
All on line, never needed to contact anyone.
I made a mistake yesterday with a reference number yesterday. Money returned the same day and no doubt I will receive a letter soon explaining why.
Interesting to note that there's only one "person", Julie, replying to Trustpilot reviews. If it's the same Julie that's the manager of the Bridgend office then no wonder she's difficult to deal with.
I'm very surprised at all the negative reviews.
I agree that a banking app would be an improvement.

21 oktober 2025
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Svar från Principality Building Society

Hello Douglas
Thanks you for your 5* Review.
Regards
Principality

Betygsatt 5 av 5 stjärnor

An excellent facility

An excellent interest rate for the six-month regular saver account and a very prompt and helpful response when I inquired what would happen at maturity. It was easier to speak with someone to give maturity instruction than online. On maturity, my nominated account was credited quicker than expected, and when I inquired about receiving a statement, I was advised that a response would be received within two days. However, an email response provided the document within a few hours of my request.

7 oktober 2025
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Svar från Principality Building Society

Hello David
Thank you so much for our 5* Review. So glad we could support you very quickly and effeciently.
Kind Regards
Julie

Betygsatt 1 av 5 stjärnor

Wouldn’t allow me to access my child’s…

Wouldn’t allow me to access my child’s savings account to give maturity instructions. Apparently I failed security as I did not know the precise balance - how would I when it’s a postal account and I don’t live anywhere near a branch?

6 oktober 2025
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Svar från Principality Building Society

Hello
Thank you for your review, if you call us back we can go through otherways which we can support you. I am sure you understand security is very important and we need to make sure we follow the correct process to keep our customers safe.
Thanks
Julie

Betygsatt 5 av 5 stjärnor

Excellent customer service

Every time I ring PBS with regards to my mortgage I’ve always found the staff friendly , helpful and efficient They all seem to know their products as well and explain any aspect you are unsure of
10 out of 10 from me Excellent customer service

30 september 2025
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Svar från Principality Building Society

Hi Janice
Thank you so much for your 5* Review, so glad we were able to help you. We love how you said 10 out of 10 for Excellent customer service we aim to give the best.
Kind Regards
Julie

Betygsatt 1 av 5 stjärnor

Vague and misleading

I saved £200 each month for 6 months. That is total £1200 and expecting to receive the return based on 7.36% interest.
But only received £18... thats it.
The information on their website is incomplete, vague and misleading.

I compare the details with FirstDirect, and FirstDirect correctly displayed the return that one can get after saving their money for a regular period.

Avoid Principality!!!!

1 oktober 2025
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Svar från Principality Building Society

Hello
Thank you for your review, I will pass on your feeback about the inforamtion on the website. Our full terms and conditions of the account do give a comprehensive view of the account and what interest will be earned.
Regards
Julie

Betygsatt 4 av 5 stjärnor

Great for beginner savers, clear products, slightly fiddly account referencing

I’ve really enjoyed using Principality’s savings products, especially their 6-month regular savers. As someone new to saving, I’ve found their approach very beginner-friendly, clear terms, helpful guidance, and a genuine sense that they want to support people starting their savings journey.

Once a standing order is set up, the process runs smoothly and doesn’t really require my input, which makes it easy to stay consistent. Their regular saver has been a great way to build the habit, and I appreciate how accessible their products are.

The only small challenge I’ve found is with account referencing: instead of direct account numbers, you use reference codes to identify your accounts. If you’ve opened more than one, it can get a bit confusing to keep track.

Overall, I feel they’re aligned with savers like me, thoughtful, supportive, and easy to engage with. Just a little more clarity on account identification would make the experience even smoother.

6 september 2025
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Svar från Principality Building Society

Hello
Thank you so much for your Review it is great to read you find our product really support you. Our regular saver is a really great way to start saving.
Regards
Julie

Betygsatt 1 av 5 stjärnor

Mobile app seriously required

No mobile app for easy access to my account

19 september 2025
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Svar från Principality Building Society

Hi Charles
Thank you for your review and Feedback, we are currently working on this.
Kind Regards
Julie

Betygsatt 5 av 5 stjärnor

Thank you Gemma

Never thought i would leave a review for a mortgage company. Spoke to Gemma today who took the time to help me through some difficulties i was having. She went above and beyond showing a level of compassion, patience and understanding i have not experienced speaking to a stranger on the phone. Shes a credit to principality and wanted to just say thank you, so thank you very much for your time today Gemma.

18 september 2025
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Svar från Principality Building Society

Hi Krishan
Thank you very much for your 5* Review. I will pass these comments along to Gemma it was lovely to read.
Kind Regards
Julie

Betygsatt 5 av 5 stjärnor

Helpful customer service

I've had my mortgage with Principality for over 4 years. Spoke with Vikki today, I needed a proof of mortgage for my property (I had lost my last statement). She suggested a transaction history and redemption statement, and then emailed it to me whilst on the phone and waited for me to confirm that I'd received it. All staff are incredibly helpful whenever I've called.

17 september 2025
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Svar från Principality Building Society

Hello
Thank you very much for your 5* Review glad we were able to help you so quickly. It is so lovely to have such a great review.
Best Wishes
Julie

Betygsatt 1 av 5 stjärnor

feedback removed


feedback removed

15 september 2025
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Svar från Principality Building Society

Hi Hugh
Hope we were able to help you
Regards
Julie

Betygsatt 5 av 5 stjärnor

Principality are GREAT!

I've always found Principality staff extremely helpful. I phone them once a month when I can't remember which savings account to pay into and they explain it patiently again, every time. Their savings account interest rates are the best I've seen anywhere.

1 augusti 2025
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Logotyp för Principality Building Society

Svar från Principality Building Society

Hello Kathy
Thank you so much for your 5* Review. So glad we are able to support you and you can ring as many times as you like we take great pleasure in helping our customers.
Kind Regards
Julie

Betygsatt 1 av 5 stjärnor

I have had an horrendous experience…

I have had an horrendous experience with the Bridgend branch. the branch manager Julie,has a serious attitude problem, is extremely rude and patronising.
I sold my home and bought a renovation project of a chapel.Julie the branch manager did NOT believe me. My solicitor transferred a large amount of funds from my sale into my account with Bridgend principality,to be used for the renovation of the chapel. I called in On Sat 30th Sept to put notice for £20.000 cash and it was fine.I called in On momday 2nd Sept,and had a bad experience with Julie she did not want to give me my money,I called in with my daughter on the tues 3rd Sept,and we had a heated conversation as she would not release my funds, she was very obnoxious and rude, and told me to close my account and she would give me a cheque.On Wed !morning I called in again , still no money. I closed my account. I am inthe process of filing an official complaint against Julie , and seeking compensation.My daughter witnessed the whole fiasco and is making a statement. AVOID BRIDGEND PRINCIPALIITY. I am hoping that there is a camera that filmed this . She will be in trouble. Do not trust this person,she has a hidden agenda.

4 september 2025
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Betygsatt 5 av 5 stjärnor

Staff Are So Helpful, Friendly and Knowledgeable

I had a query re: transferring my ISA to another product within Principality
The 'phone was answered very quickly and LIsa was so helpful and friendly and resolved my query quickly.
I've always found that Principalty give consistent and excellent customer service

2 september 2025
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Logotyp för Principality Building Society

Svar från Principality Building Society

Hello Chris

Thank you for your 5* Review so glad you were happy with the service you had.
Kind Regards
Julie

Betygsatt 1 av 5 stjärnor

What a joke first I get cut off 4 times…

What a joke first I get cut off 4 times then once I do get in contact I get told I need to call off of my phone which is at home and I explain I’m calling from my buissness phone then the man on the phone starts telling me that I can’t be the person that is named in the account cause I sound too young ?? What a joke of a company may as well be running a circus

18 augusti 2025
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Svar från Principality Building Society

Hello Paras Kumar
Thanks for your review. Sorry you have been cut off not sure if this was a signal problem we have not been experiencing connection problems.
Regards
Julie

Betygsatt 4 av 5 stjärnor

Only one thing needs to change for me

Only one thing needs to change for me; Security. They need to move away from text login access as this is totally vulnerable to sim swap fraud. They need either a biometric app and or authenticator with biometrics like ms or Google or something similar that isn't vulnerable to sim swap.

Savings review: Whole process of account set up and maturity is slick and smooth with auto product renewal being an outstanding option. Funds don't go missing for a day or two like some other societies. Even weekend maturities have been faultless. Rates have been market leading with quite a few options too. Hope this continues.

10 augusti 2025
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Svar från Principality Building Society

Hi
Thanks for your Review and your comments are being passed on. We are working on our tech. Also good to hear our maturity process is working well.
Kind Regards
Julie

Betygsatt 3 av 5 stjärnor

Cold call from a company acting for the PBS

Today I had a cold call from a company called Ronin International. They said they were acting on behalf of the PBS. They wanted to ask me questions for a survey and some of the questions would be of a personal nature. I am disappointed that the PBS would ask this company to undertake cold calling of their members.

5 augusti 2025
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Svar från Principality Building Society

Hello Martin
Thank you for your feedback. We do have this company conduct Survey's for us. They should never ask you for personal information in regards to your accounts just about your experience with us. I have feed your comments back.
Regards
Julie

Betygsatt 2 av 5 stjärnor

Call Handlers are lovely but....

Call Handlers are lovely, but this Society is all about paying ever higher salaries to the Directors...certainly not for providing service to customers. They lower interest rate paid and interpret their "rules" in biased way for their own interests, not members. Best to seek alternatives.

15 juli 2025
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Svar från Principality Building Society

Morning Grahame
Thank you for your review. Principality are a mutual Society and focus around our members to support them. If you would like to speak to someone in regards to your review please call us we would be happy to talk to you around this.
Regards
Julie

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